Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
V & V Assurco from Houthulst, company number BE0463305751, closed financial year 2025 with a result of € -63,008 after tax. For that financial year V & V Assurco recorded a gross margin of € -44,647 and equity of € -274,092. Compared with financial year 2024, the result moved from € -70,015 to € -63,008. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ -274,092
▼ € 63,009 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -63,008
▲ 10 % less loss than in 2024
Profit after tax over the fiscal year.
€ 86
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -340,597.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,094
▼ 50% vs 2024
Of which on lease € 2,094.
Debts at end 2025
€ 80,775
Loans from banks and other lenders, long and short.
€ 103,336
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,501
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -34,758 | € -36,176 | € -55,194 | € -44,647 | ▲ € 10,546 |
| Profit after taxes | € -49,700 | € -51,380 | € -70,015 | € -63,008 | ▲ € 7,007 |
| Equity | € -89,689 | € -141,068 | € -211,084 | € -274,092 | ▼ € 63,009 |
| Total debts | € 294,953 | € 344,908 | € 413,554 | € 475,367 | ▲ 15% |
| Cash | € 288 | € 246 | € 86 | € 86 | |
| Retained profit | € -156,194 | € -207,574 | € -277,589 | € -340,597 | ▼ € 63,009 |
| Bank debt | € 80,970 | € 80,775 | € 80,775 | € 80,775 | |
| Balance sheet total | € 205,264 | € 203,839 | € 202,470 | € 201,275 | ▼ 1% |
Key figures of V & V Assurco, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to V & V Assurco?
What happened at V & V Assurco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 63,009. Source: NBB ↗
- New establishment in Houthulst. KBO
- Start of the company according to the CBE. KBO
- Freddy Vanroose became a director. NBB
In short
From € 49,700 loss in 2022 to € 63,009 loss in 2025.
Paid € 617 in corporate taxes since 2022.
A new publication or filing at V & V Assurco? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind V & V Assurco is Freddy Vanroose. Freddy Vanroose is also behind Mhélusine.
Directors
According to the 2025 annual accounts
since 1998
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 22 box A
8650 Houthulst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.305.751
- VAT number
- BE 0463.305.751
- Registered office
- Dorpsstraat 22 bus A, 8650 Houthulst
- Names & denominations
- V & V Assurco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 1998
- Peppol
- Not registered