Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOWALY from Gembloux, company number BE0463163023, closed financial year 2025 with a result of € 12,381 after tax. For that financial year IMMOWALY recorded a gross margin of € 181,820 and equity of € 5.1 million. Compared with financial year 2024, the result moved from € 25,958 to € 12,381. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 5.1 million
▲ € 4.4 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,381
▼ 52% vs 2024
Profit after tax over the fiscal year.
€ 12,393
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 342,675.
People and assets in 2025
€ 6,146
▼ 81% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 796,136
▼ 14% vs 2024
€ 80,629 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 5,776
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,299
▲ 55% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 243,722 | € 245,944 | € 225,174 | € 181,820 | ▼ 19% |
| Profit after taxes | € 53,957 | € 43,315 | € 25,958 | € 12,381 | ▼ 52% |
| Equity | € 572,994 | € 616,309 | € 642,268 | € 5,073,601 | ▲ € 4.4 million |
| Total debts | € 1,322,714 | € 1,168,244 | € 1,023,128 | € 908,250 | ▼ 11% |
| Cash | € 17,654 | € 23,974 | € 17,788 | € 12,393 | ▼ 30% |
| Land & buildings | € 1,547,720 | € 1,492,195 | € 1,436,669 | € 5,802,094 | ▲ € 4.4 million |
| Retained profit | € 261,021 | € 304,336 | € 330,294 | € 342,675 | ▲ 4% |
| Bank debt | € 1,240,020 | € 1,085,258 | € 924,482 | € 796,136 | ▼ 14% |
| Balance sheet total | € 1,895,708 | € 1,784,553 | € 1,665,396 | € 5,981,851 | ▲ 259% |
Key figures of IMMOWALY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOWALY?
What happened at IMMOWALY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,381 (▼ 52% vs 2024). filed late Source: NBB ↗
- Julie SZMAJ became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Gembloux. KBO
In short
From € 53,957 profit in 2022 to € 12,381 profit in 2025.
Paid € 65,306 in corporate taxes since 2022.
Best year ever: 2022, with € 53,957 profit.
Management
Behind IMMOWALY is Julie SZMAJ. Julie SZMAJ is also behind IMMOLIMA, INPACO INDUSTRIE and WASHINGTON 115.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Rue des Praules, Sauv. 6
5030 Gembloux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.163.023
- VAT number
- BE 0463.163.023
- Registered office
- Rue des Praules, Sauv. 6, 5030 Gembloux
- Names & denominations
- IMMOWALY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 April 1998
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen