Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Erni JACOBS from Amel, company number BE0463122837, closed financial year 2025 with a result of € -42,337 after tax. For that financial year Erni JACOBS recorded a gross margin of € 12,577 and equity of € 21,372. Compared with financial year 2024, the result moved from € -66,972 to € -42,337. The company made a loss. The buffer shrank hard: equity is 66 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 2, 2026.
€ 21,372
▼ 66% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,337
▲ 37 % less loss than in 2024
Profit after tax over the fiscal year.
€ 49,216
▲ 275% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2,622.
People and assets in 2025
0.1
Average over the fiscal year, from the social balance sheet.
€ 4,298
▼ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 125,344
Loans from banks and other lenders, long and short.
€ 324,157
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,529
▼ 28% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,909 | € 33,924 | € -41,996 | € 12,577 | ▲ € 54,572 |
| Profit after taxes | € -14,171 | € 16,873 | € -66,972 | € -42,337 | ▲ € 24,635 |
| Equity | € 113,808 | € 130,681 | € 63,709 | € 21,372 | ▼ 66% |
| Total debts | € 595,706 | € 568,024 | € 664,513 | € 677,576 | ▲ 2% |
| Cash | € 20,849 | € 19,753 | € 13,114 | € 49,216 | ▲ 275% |
| Land & buildings | € 18,812 | € 16,846 | € 14,879 | € 12,913 | ▼ 13% |
| Retained profit | € 95,058 | € 111,931 | € 44,959 | € 2,622 | ▼ 94% |
| Bank debt | € 125,000 | € 125,070 | € 125,122 | € 125,344 | |
| Balance sheet total | € 709,514 | € 698,705 | € 728,223 | € 698,948 | ▼ 4% |
| Employees (FTE) | 0.1 | 0.1 | 0.1 | 0.1 |
Key figures of Erni JACOBS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Erni JACOBS?
What happened at Erni JACOBS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 42,337. filed late Source: NBB ↗
- New establishment in Amel. KBO
- Start of the company according to the CBE. KBO
- Ernst JACOBS became a director. NBB
In short
From € 14,171 loss in 2022 to € 42,337 loss in 2025.
Paid € 2,219 in corporate taxes since 2022.
Best year ever: 2023, with € 16,873 profit.
Management
Behind Erni JACOBS is Ernst JACOBS.
Directors
According to the 2025 annual accounts
Ernst JACOBS
Director
since 1998
Establishments
Establishment units
Physical locations of this company
Amel,An de Bareer 13 box B
4770 Amel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.122.837
- VAT number
- BE 0463.122.837
- Registered office
- Amel,An de Bareer 13 bus B, 4770 Amel
- Names & denominations
- Erni JACOBS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 April 1998
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
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+1