Active · per the CBE, 30 October 2026

BMA

BE0463104427

Rechtspersoon Private limited company 3 establishments

BMA is registered with the CBE as active in: Vervaardiging van motorvoertuigen. Private Limited, started on 8 April 1998, 3 establishments.

Rue Abot 17, 4890 Thimister-Clermont

Behind the company: Bernard MUNSTER.

Active for

28 year, 6 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

BMA from Thimister-Clermont, company number BE0463104427, closed financial year 2025 with a result of € 27,144 after tax. For that financial year BMA recorded a gross margin of € 588,876 and equity of € 548,844. Compared with financial year 2024, the result moved from € 19,114 to € 27,144. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2026.

What it is worth Growing

€ 548,844

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 27,144

▲ 42% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 17,921

▼ 43% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 222,685.

People and assets in 2025

Full-time equivalents

5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 203,638

▲ 40% vs 2024

€ 40,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 312,152

▲ 242% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go

€ 2 million

▼ 6% vs 2024

€ 211,581 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 600,112

▼ 16% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 43,635

▲ 89% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 620,382 € 533,346 € 589,128 € 588,876
Profit after taxes € 79,438 € 55,435 € 19,114 € 27,144 ▲ 42%
Equity € 471,155 € 533,963 € 537,338 € 548,844 ▲ 2%
Total debts € 4,462,244 € 4,409,094 € 4,755,437 € 4,638,315 ▼ 2%
Cash € 288,332 € 15,003 € 31,184 € 17,921 ▼ 43%
Land & buildings € 1,824,003 € 1,675,595 € 1,554,783 € 1,398,667 ▼ 10%
Retained profit € 120,992 € 176,427 € 195,541 € 222,685 ▲ 14%
Bank debt € 2,072,203 € 2,019,593 € 2,095,534 € 1,972,088 ▼ 6%
Balance sheet total € 4,933,399 € 4,943,057 € 5,292,774 € 5,187,159 ▼ 2%
Employees (FTE) 6.1 5 5 5

Key figures of BMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BMA?

What happened at BMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 27,144 (▲ 42% vs 2024). filed late Source: NBB ↗
  • New establishment in Thimister-Clermont. KBO
  • New establishment in Verviers. KBO
  • New establishment in Verviers. KBO
  • Start of the company according to the CBE. KBO

In short

From € 79,438 profit in 2022 to € 27,144 profit in 2025.

Paid € 1,882 in corporate taxes since 2022.

Best year ever: 2022, with € 79,438 profit.

On average € 117,800 of value added per employee in 2025.

Management

Bernard MUNSTER
BMA

Behind BMA is Bernard MUNSTER.

Directors

According to the 2025 annual accounts

Bernard MUNSTER

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Abot 17

4890 Thimister-Clermont

2.153.436.226

Le Petit Clos 16

4802 Verviers

Active since 4 June 1998

2.153.437.711

Avenue Reine Astrid 149

4802 Verviers

Active since 1 April 2002

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0463.104.427
VAT number
BE 0463.104.427
Registered office
Rue Abot 17, 4890 Thimister-Clermont
Names & denominations
BMA
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
8 April 1998
Peppol
Active · Active since 21 Oct 2026
Activities · NACE

Vervaardiging van motorvoertuigen

Detailhandel in onderdelen en accessoires van motorvoertuigen

Kleinhandel in onderdelen en accessoires van auto's

Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)

Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)

Activiteiten van adviesbureaus op het gebied van public relations en communicatie

Public relationsbureaus

Onderhoud en reparatie van auto's

+3

Frequently asked questions

What does BMA do?
BMA is registered with the CBE as active in: Vervaardiging van motorvoertuigen. Private Limited, started on 8 April 1998, 3 establishments.
What is the address of BMA?
The registered office of BMA is located at Rue Abot 17, 4890 Thimister-Clermont.
Is BMA still active?
Yes. According to the CBE (30 October 2026) BMA is active, legal situation “Normale toestand”, started on 8 April 1998.
Is BMA registered on Peppol?
Yes, BMA is registered on the Peppol network with ID 0208:0463104427.
What is the enterprise number of BMA?
The enterprise number of BMA is BE0463104427.
When was BMA founded?
BMA was founded on 8 April 1998.