Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A & L from Zandhoven, company number BE0463055432, closed financial year 2025 with a result of € 2,479 after tax. For that financial year A & L recorded a gross margin of € 3,952 and equity of € 107,070. Compared with financial year 2024, the result moved from € 16,145 to € 2,479. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 26, 2026.
€ 107,070
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,479
▼ 85% vs 2024
Profit after tax over the fiscal year.
€ 8,560
▲ 133% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 45,097.
People and assets in 2025
€ 28
▼ 79% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 27,331
▲ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,007
▼ 30% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,235 | € 11,595 | € 18,343 | € 3,952 | ▼ 78% |
| Profit after taxes | € -90,193 | € 9,209 | € 16,145 | € 2,479 | ▼ 85% |
| Equity | € 79,236 | € 88,446 | € 104,591 | € 107,070 | ▲ 2% |
| Total debts | € 63,591 | € 47,106 | € 42,937 | € 57,464 | ▲ 34% |
| Cash | € 4,354 | € 6,373 | € 3,667 | € 8,560 | ▲ 133% |
| Retained profit | € 17,263 | € 26,472 | € 42,618 | € 45,097 | ▲ 6% |
| Balance sheet total | € 142,827 | € 135,552 | € 147,528 | € 164,534 | ▲ 12% |
Key figures of A & L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to A & L?
What happened at A & L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,479 (▼ 85% vs 2024). Source: NBB ↗
- Ludo Van Reeth stepped down as director. NBB
- Anna Vermeir stepped down as director. NBB
- New establishment in Zandhoven. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,193 loss in 2022 to € 2,479 profit in 2025.
Best year ever: 2024, with € 16,145 profit.
Management
Directors
According to the 2025 annual accounts
Ludo Van Reeth
Managing director
· until 2024
Anna Vermeir
Director
· until 2024
Establishments
Establishment units
Physical locations of this company
Ringlaan 150B
2240 Zandhoven
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.055.432
- VAT number
- BE 0463.055.432
- Registered office
- Ringlaan 150B, 2240 Zandhoven
- Names & denominations
- A & L
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 1998
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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