Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERZEKERINGEN M. DE LAAT from Lennik, company number BE0462942891, closed financial year 2025 with a result of € -247,571 after tax. For that financial year VERZEKERINGEN M. DE LAAT recorded a gross margin of € -23,956 and equity of € 626,906. Compared with financial year 2024, the result moved from € -235,370 to € -247,571. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ 626,906
▼ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -247,571
▼ 5 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,106
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 508,314.
People and assets in 2025
€ 25,309
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,110
▲ 241% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,362
▲ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -29,613 | € 22,890 | € -22,655 | € -23,956 | ▼ € 1,301 |
| Profit after taxes | € -220,608 | € -129,469 | € -235,370 | € -247,571 | ▼ € 12,202 |
| Equity | € 1,239,317 | € 1,109,848 | € 874,478 | € 626,906 | ▼ 28% |
| Total debts | € 352,589 | € 545,267 | € 630,486 | € 672,586 | ▲ 7% |
| Cash | € 9,351 | € 105,926 | € 14,668 | € 8,106 | ▼ 45% |
| Land & buildings | € 1,429,508 | € 1,306,249 | € 1,258,946 | € 1,097,498 | ▼ 13% |
| Retained profit | € 1,120,725 | € 991,256 | € 755,886 | € 508,314 | ▼ 33% |
| Balance sheet total | € 1,630,491 | € 1,655,114 | € 1,504,963 | € 1,299,492 | ▼ 14% |
Key figures of VERZEKERINGEN M. DE LAAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.
What happened to VERZEKERINGEN M. DE LAAT?
What happened at VERZEKERINGEN M. DE LAAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 247,571. Source: NBB ↗
- New establishment in Lennik. KBO
- Start of the company according to the CBE. KBO
- Marc De Laat became a director. NBB
In short
From € 220,608 loss in 2022 to € 247,571 loss in 2025.
Paid € 1,129 in corporate taxes since 2022.
Management
Behind VERZEKERINGEN M. DE LAAT is Marc De Laat.
Directors
According to the 2025 annual accounts
Marc De Laat
Bestuurder
since 1998
Establishments
Establishment units
Physical locations of this company
Rosweg 68 B
1750 Lennik
Rosweg 68B
1750 Lennik
Active since 26 September 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.942.891
- VAT number
- BE 0462.942.891
- Registered office
- Rosweg 68 B, 1750 Lennik
- Names & denominations
- VERZEKERINGEN M. DE LAAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 1998
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Schapen-, geiten-, paarden-, ezel-, muildieren- of muilezelhouderij
Fokken en houden van paarden en andere paardachtigen
Exploitatie van sportaccommodaties
Exploitatie van overige sportinstallaties en -accomodaties