Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
TERRACOTTA D'ARTE from Verlaine, company number BE0462885087, closed financial year 2025 with a result of € -12,464 after tax. For that financial year TERRACOTTA D'ARTE recorded a gross margin of € 87,367 and equity of € 881,653. Compared with financial year 2024, the result moved from € -24,318 to € -12,464. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 881,653
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,464
▲ 49 % less loss than in 2024
Profit after tax over the fiscal year.
€ 234,600
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 814,829.
People and assets in 2025
€ 47,397
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 604,540
€ 36,260 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 22,103
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,460
▼ 32% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 361,858 | € 92,184 | € 53,437 | € 87,367 | ▲ 63% |
| Profit after taxes | € 190,894 | € 11,717 | € -24,318 | € -12,464 | ▲ € 11,854 |
| Equity | € 973,558 | € 969,039 | € 942,770 | € 881,653 | ▼ 6% |
| Total debts | € 62,905 | € 35,206 | € 193,414 | € 675,353 | ▲ 249% |
| Cash | € 394,769 | € 362,428 | € 312,868 | € 234,600 | ▼ 25% |
| Land & buildings | € 351,082 | € 322,921 | € 295,395 | € 267,869 | ▼ 9% |
| Retained profit | € 900,880 | € 898,312 | € 873,994 | € 814,829 | ▼ 7% |
| Dividend | € 24,940 | € 14,286 | € 0 | € 46,702 | |
| Bank debt | € 0 | € 0 | € 0 | € 604,540 | |
| Balance sheet total | € 1,036,463 | € 1,004,245 | € 1,136,184 | € 1,557,007 | ▲ 37% |
Key figures of TERRACOTTA D'ARTE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERRACOTTA D'ARTE?
What happened at TERRACOTTA D'ARTE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,464. Source: NBB ↗
- New establishment in Verlaine. KBO
- Vinciane Habets became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 190,894 profit in 2022 to € 12,464 loss in 2025.
Paid € 64,054 in corporate taxes since 2022.
Best year ever: 2022, with € 190,894 profit.
Paid out € 85,928 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TERRACOTTA D'ARTE is Vinciane Habets.
Directors
According to the 2025 annual accounts
Vinciane Habets
Administrator-manager
since 1998
Establishments
Establishment units
Physical locations of this company
Rue de Viemme(SLC) 15
4537 Verlaine
Chemin de l'Yerne(VER) 6
4537 Verlaine
Active since 6 May 1998
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.885.087
- VAT number
- BE 0462.885.087
- Registered office
- Rue de Viemme(SLC) 15, 4537 Verlaine
- Names & denominations
- TERRACOTTA D'ARTE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 1998
- Peppol
- Active · Active since 4 Nov 2025
- Activities · NACE
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