What is the address of Credem?

The registered office of Credem is located at Slachthuisstraat 39, 8900 Ieper.

Is Credem still active?

Yes. According to the CBE (17 September 2026) Credem is active, legal situation “Normale toestand”, started on 13 March 1998.

Is Credem registered on Peppol?

No, Credem is currently not registered on the Peppol network.

What is the enterprise number of Credem?

The enterprise number of Credem is BE0462877169.

When was Credem founded?

Credem was founded on 13 March 1998.

Who are the directors of Credem?

According to the 2025 annual accounts, the directors of Credem are: Eddy Demeyere.

Is Credem a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 March 1998; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Credem make in 2025?

Credem recorded a loss after taxes of € 20,963 in financial year 2025.

What is the revenue of Credem?

As a small company, Credem is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -5,295.

Credem (Private Limited) - Ieper - BE0462877169

Dossier Credem, printed on 17 September 2026 from databakkes.be/en/0462877169/credem. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Credem from Ieper, company number BE0462877169, closed financial year 2025 with a result of € -20,963 after tax. For that financial year Credem recorded a gross margin of € -5,295 and equity of € 363,340. Compared with financial year 2024, the result moved from € -49,376 to € -20,963. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.

What it is worth Healthy

€ 363,340

▼ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -20,963

▲ 58 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 17,403

▼ 51% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 350,940.

People and assets in 2025

Vehicles and equipment

€ 5,802

Of which on lease € 5,802.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 768

▲ 25% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 154

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -10,014 Gross margin 2022: € -10,014 First fiscal year in the series	€ 26,412 Gross margin 2023: € 26,412 ▲ € 36,426 vs 2022 (€ -10,014) Favourable step	€ -24,288 Gross margin 2024: € -24,288 ▼ € 50,700 vs 2023 (€ 26,412) Unfavourable step	€ -5,295 Gross margin 2025: € -5,295 ▲ € 18,994 vs 2024 (€ -24,288) Favourable step	▲ € 18,994
Profit after taxes	€ -34,255 Profit after taxes 2022: € -34,255 First fiscal year in the series	€ 2,322 Profit after taxes 2023: € 2,322 ▲ € 36,578 vs 2022 (€ -34,255) Favourable step	€ -49,376 Profit after taxes 2024: € -49,376 ▼ € 51,698 vs 2023 (€ 2,322) Unfavourable step	€ -20,963 Profit after taxes 2025: € -20,963 ▲ € 28,412 vs 2024 (€ -49,376) Favourable step	▲ € 28,412
Equity	€ 588,653 Equity 2022: € 588,653 First fiscal year in the series	€ 590,975 Equity 2023: € 590,975 Unchanged (€ 588,653) Favourable step	€ 399,303 Equity 2024: € 399,303 ▼ 32% vs 2023 (€ 590,975) Unfavourable step	€ 363,340 Equity 2025: € 363,340 ▼ 9% vs 2024 (€ 399,303) Unfavourable step	▼ 9%
Total debts	€ 3,552 Total debts 2022: € 3,552 First fiscal year in the series	€ 13,965 Total debts 2023: € 13,965 ▲ 293% vs 2022 (€ 3,552) Unfavourable step	€ 615 Total debts 2024: € 615 ▼ 96% vs 2023 (€ 13,965) Favourable step	€ 4,710 Total debts 2025: € 4,710 ▲ € 4,094 vs 2024 (€ 615) Unfavourable step	▲ € 4,094
Cash	€ 217,221 Cash 2022: € 217,221 First fiscal year in the series	€ 225,007 Cash 2023: € 225,007 ▲ 4% vs 2022 (€ 217,221) Favourable step	€ 35,271 Cash 2024: € 35,271 ▼ 84% vs 2023 (€ 225,007) Unfavourable step	€ 17,403 Cash 2025: € 17,403 ▼ 51% vs 2024 (€ 35,271) Unfavourable step	▼ 51%
Land & buildings	€ 169,135 Land & buildings 2022: € 169,135 First fiscal year in the series	€ 146,419 Land & buildings 2023: € 146,419 ▼ 13% vs 2022 (€ 169,135) Unchanged	€ 123,703 Land & buildings 2024: € 123,703 ▼ 16% vs 2023 (€ 146,419) Unchanged	€ 111,225 Land & buildings 2025: € 111,225 ▼ 10% vs 2024 (€ 123,703) Unchanged	▼ 10%
Retained profit	€ 576,253 Retained profit 2022: € 576,253 First fiscal year in the series	€ 578,575 Retained profit 2023: € 578,575 Unchanged (€ 576,253) Favourable step	€ 386,903 Retained profit 2024: € 386,903 ▼ 33% vs 2023 (€ 578,575) Unfavourable step	€ 350,940 Retained profit 2025: € 350,940 ▼ 9% vs 2024 (€ 386,903) Unfavourable step	▼ 9%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 142,296 Dividend 2024: € 142,296 Unchanged (€ 0) Unchanged	€ 15,000 Dividend 2025: € 15,000 ▼ 89% vs 2024 (€ 142,296) Unchanged	▼ 89%
Balance sheet total	€ 592,205 Balance sheet total 2022: € 592,205 First fiscal year in the series	€ 604,940 Balance sheet total 2023: € 604,940 ▲ 2% vs 2022 (€ 592,205) Unchanged	€ 399,918 Balance sheet total 2024: € 399,918 ▼ 34% vs 2023 (€ 604,940) Unchanged	€ 368,050 Balance sheet total 2025: € 368,050 ▼ 8% vs 2024 (€ 399,918) Unchanged	▼ 8%

Key figures of Credem, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Credem?

What happened at Credem in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 3, 2026 New annual accounts for financial year 2025: loss of € 20,963. Source: NBB ↗
Jun 1, 1998 New establishment in Ieper. KBO
Mar 13, 1998 Start of the company according to the CBE. KBO
1998 Eddy Demeyere became a director. NBB

In short

From € 34,255 loss in 2022 to € 20,963 loss in 2025.

Paid € 1,662 in corporate taxes since 2022.

Best year ever: 2023, with € 2,322 profit.

Paid out € 157,296 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at Credem? We notify you, reason included.

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De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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