Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAUL JAUBIN from Geetbets, company number BE0462850643, closed financial year 2025 with a result of € -13,959 after tax. For that financial year PAUL JAUBIN recorded a gross margin of € 21,830 and equity of € -32,342. Compared with financial year 2024, the result moved from € -15,135 to € -13,959. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ -32,342
▼ € 13,959 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,959
▲ 8 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,416
▲ € 2,937 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -50,934.
People and assets in 2025
€ 20,364
▼ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 16,359
▼ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 78,205
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,005
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76,551 | € 16,345 | € 28,527 | € 21,830 | ▼ 23% |
| Profit after taxes | € -16,406 | € -46,670 | € -15,135 | € -13,959 | ▲ € 1,176 |
| Equity | € 43,422 | € -3,248 | € -18,383 | € -32,342 | ▼ € 13,959 |
| Total debts | € 93,299 | € 97,659 | € 98,828 | € 109,129 | ▲ 10% |
| Cash | € 23,483 | € 7,497 | € 479 | € 3,416 | ▲ € 2,937 |
| Retained profit | € 24,830 | € -21,840 | € -36,975 | € -50,934 | ▼ € 13,959 |
| Bank debt | € 18,883 | € 17,363 | € 17,205 | € 16,359 | ▼ 5% |
| Balance sheet total | € 136,722 | € 94,411 | € 80,444 | € 76,787 | ▼ 5% |
Key figures of PAUL JAUBIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to PAUL JAUBIN?
What happened at PAUL JAUBIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,959. Source: NBB ↗
- New establishment in Geetbets. KBO
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,406 loss in 2022 to € 13,959 loss in 2025.
Paid € 1,047 in corporate taxes since 2022.
Management
Behind PAUL JAUBIN are PAUL JAUBIN and SANDRA GOOSSENS.
Directors
According to the 2025 annual accounts
PAUL JAUBIN
Director
SANDRA GOOSSENS
Director
Establishments
Establishment units
Physical locations of this company
Stwg op Kortenaken 79
3450 Geetbets
Pater Lievenslaan 1 box 1.01
3010 Leuven
Active since 1 April 1998
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.850.643
- VAT number
- BE 0462.850.643
- Registered office
- Stwg op Kortenaken 79, 3450 Geetbets
- Names & denominations
- PAUL JAUBIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 1998
- Peppol
- Active · Active since 15 Sept 2025
- Activities · NACE
Artisanale brood- en banketbakkerijen
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk