Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINGER from Beauvechain, company number BE0462571719, closed financial year 2025 with a result of € -20,909 after tax. For that financial year FINGER recorded a gross margin of € 120,465 and equity of € 92,621. Compared with financial year 2024, the result moved from € -1,914 to € -20,909. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 25, 2026.
€ 92,621
▼ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,909
▼ 992 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,273
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 86,424.
People and assets in 2025
€ 24,688
▲ € 19,893 vs 2024
Of which on lease € 18,463.
Debts at end 2025
€ 821,113
▼ 7% vs 2024
€ 86,707 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 128,060
▲ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,761
▼ 58% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 97,243 | € 110,092 | € 84,496 | € 120,465 | ▲ 43% |
| Profit after taxes | € 27,954 | € 5,819 | € -1,914 | € -20,909 | ▼ € 18,995 |
| Equity | € 109,626 | € 115,444 | € 113,530 | € 92,621 | ▼ 18% |
| Total debts | € 366,527 | € 802,212 | € 984,251 | € 990,509 | ▲ 1% |
| Cash | € 5,990 | - | € 92,951 | € 2,273 | ▼ 98% |
| Land & buildings | € 262,153 | € 734,644 | € 839,527 | € 883,276 | ▲ 5% |
| Retained profit | € 103,428 | € 109,247 | € 107,333 | € 86,424 | ▼ 19% |
| Bank debt | € 290,891 | € 624,831 | € 882,595 | € 821,113 | ▼ 7% |
| Balance sheet total | € 476,153 | € 917,657 | € 1,097,781 | € 1,083,130 | ▼ 1% |
Key figures of FINGER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINGER?
What happened at FINGER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Leuven. KBO
- New annual accounts for financial year 2025: loss of € 20,909. Source: NBB ↗
- New establishment in Beauvechain. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,954 profit in 2022 to € 20,909 loss in 2025.
Paid € 23,707 in corporate taxes since 2022.
Best year ever: 2022, with € 27,954 profit.
Management
Behind FINGER is PHILIPPE BOGAERT.
Directors
According to the 2025 annual accounts
PHILIPPE BOGAERT
Director
Establishments
Establishment units
Physical locations of this company
Rue Valise, Nodebais 3b
1320 Beauvechain
Rue Valise, Nodebais 3 B
1320 Beauvechain
Active since 18 February 2003
Kaboutermansstraat 8 box 401
3000 Leuven
Active since 13 April 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.571.719
- VAT number
- BE 0462.571.719
- Registered office
- Rue Valise, Nodebais 3b, 1320 Beauvechain
- Names & denominations
- FINGER · RALPH & ROXY'S
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 1998
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Vervaardiging van roomijs en ander consumptie-ijs
Uitgeverijen van muziekopnamen
Uitgeverijen van geluidsopnamen
Activiteiten van landmeters-experts
Landmeters