What does DE SMET VERZEKERINGEN do?

DE SMET VERZEKERINGEN is an insurance broker in Mechelen. Private Limited, started on 7 January 1998, 1 establishment.

What is the address of DE SMET VERZEKERINGEN?

The registered office of DE SMET VERZEKERINGEN is located at Leest-Dorp(LST) 24, 2811 Mechelen.

Is DE SMET VERZEKERINGEN still active?

Yes. According to the CBE (29 September 2026) DE SMET VERZEKERINGEN is active, legal situation “Normale toestand”, started on 7 January 1998.

Is DE SMET VERZEKERINGEN registered on Peppol?

Yes, DE SMET VERZEKERINGEN is registered on the Peppol network with ID 0208:0462425823.

What is the enterprise number of DE SMET VERZEKERINGEN?

The enterprise number of DE SMET VERZEKERINGEN is BE0462425823.

When was DE SMET VERZEKERINGEN founded?

DE SMET VERZEKERINGEN was founded on 7 January 1998.

Who are the directors of DE SMET VERZEKERINGEN?

According to the 2025 annual accounts, the directors of DE SMET VERZEKERINGEN are: Elisabeth De Smet.

Is DE SMET VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 January 1998; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did DE SMET VERZEKERINGEN make in 2025?

DE SMET VERZEKERINGEN posted a profit after taxes of € 148,293 in financial year 2025.

What is the revenue of DE SMET VERZEKERINGEN?

As a small company, DE SMET VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 243,959.

Does DE SMET VERZEKERINGEN have a website?

Yes, DE SMET VERZEKERINGEN has a website at verzekeringenleest.be.

DE SMET VERZEKERINGEN (Private Limited) - Mechelen

Dossier DE SMET VERZEKERINGEN, printed on 29 September 2026 from databakkes.be/en/0462425823/de-smet-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

DE SMET VERZEKERINGEN from Mechelen, company number BE0462425823, closed financial year 2025 with a result of € 148,293 after tax. For that financial year DE SMET VERZEKERINGEN recorded a gross margin of € 243,959 and equity of € 747,142. Compared with financial year 2024, the result moved from € 74,441 to € 148,293. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.

What it is worth Growing

€ 747,142

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 148,293

▲ 99% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 621,437

▲ € 475,760 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 727,142.

People and assets in 2025

Vehicles and equipment

€ 5,743

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 246,672

▲ 4% vs 2024

€ 34,946 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 794

▼ 84% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 20,795

▼ 54% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 86,127 Gross margin 2022: € 86,127 First fiscal year in the series	€ 184,912 Gross margin 2023: € 184,912 ▲ 115% vs 2022 (€ 86,127) Favourable step	€ 187,683 Gross margin 2024: € 187,683 ▲ 1% vs 2023 (€ 184,912) Favourable step	€ 243,959 Gross margin 2025: € 243,959 ▲ 30% vs 2024 (€ 187,683) Favourable step	▲ 30%
Profit after taxes	€ 32,166 Profit after taxes 2022: € 32,166 First fiscal year in the series	€ 125,402 Profit after taxes 2023: € 125,402 ▲ 290% vs 2022 (€ 32,166) Favourable step	€ 74,441 Profit after taxes 2024: € 74,441 ▼ 41% vs 2023 (€ 125,402) Unfavourable step	€ 148,293 Profit after taxes 2025: € 148,293 ▲ 99% vs 2024 (€ 74,441) Favourable step	▲ 99%
Equity	€ 399,005 Equity 2022: € 399,005 First fiscal year in the series	€ 524,407 Equity 2023: € 524,407 ▲ 31% vs 2022 (€ 399,005) Favourable step	€ 598,848 Equity 2024: € 598,848 ▲ 14% vs 2023 (€ 524,407) Favourable step	€ 747,142 Equity 2025: € 747,142 ▲ 25% vs 2024 (€ 598,848) Favourable step	▲ 25%
Total debts	€ 93,362 Total debts 2022: € 93,362 First fiscal year in the series	€ 111,136 Total debts 2023: € 111,136 ▲ 19% vs 2022 (€ 93,362) Unfavourable step	€ 352,501 Total debts 2024: € 352,501 ▲ 217% vs 2023 (€ 111,136) Unfavourable step	€ 326,942 Total debts 2025: € 326,942 ▼ 7% vs 2024 (€ 352,501) Favourable step	▼ 7%
Cash	€ 220,398 Cash 2022: € 220,398 First fiscal year in the series	€ 480,968 Cash 2023: € 480,968 ▲ 118% vs 2022 (€ 220,398) Favourable step	€ 145,677 Cash 2024: € 145,677 ▼ 70% vs 2023 (€ 480,968) Unfavourable step	€ 621,437 Cash 2025: € 621,437 ▲ € 475,760 vs 2024 (€ 145,677) Favourable step	▲ € 475,760
Land & buildings	€ 32,753 Land & buildings 2022: € 32,753 First fiscal year in the series	€ 25,569 Land & buildings 2023: € 25,569 ▼ 22% vs 2022 (€ 32,753) Unchanged	€ 251,430 Land & buildings 2024: € 251,430 ▲ € 225,861 vs 2023 (€ 25,569) Unchanged	€ 235,813 Land & buildings 2025: € 235,813 ▼ 6% vs 2024 (€ 251,430) Unchanged	▼ 6%
Retained profit	€ 379,005 Retained profit 2022: € 379,005 First fiscal year in the series	€ 504,407 Retained profit 2023: € 504,407 ▲ 33% vs 2022 (€ 379,005) Favourable step	€ 578,848 Retained profit 2024: € 578,848 ▲ 15% vs 2023 (€ 504,407) Favourable step	€ 727,142 Retained profit 2025: € 727,142 ▲ 26% vs 2024 (€ 578,848) Favourable step	▲ 26%
Bank debt	€ 2,602 Bank debt 2022: € 2,602 First fiscal year in the series	€ 3,176 Bank debt 2023: € 3,176 ▲ 22% vs 2022 (€ 2,602) Unfavourable step	€ 237,787 Bank debt 2024: € 237,787 ▲ € 234,611 vs 2023 (€ 3,176) Unfavourable step	€ 246,672 Bank debt 2025: € 246,672 ▲ 4% vs 2024 (€ 237,787) Unfavourable step	▲ 4%
Balance sheet total	€ 492,367 Balance sheet total 2022: € 492,367 First fiscal year in the series	€ 635,543 Balance sheet total 2023: € 635,543 ▲ 29% vs 2022 (€ 492,367) Unchanged	€ 951,349 Balance sheet total 2024: € 951,349 ▲ 50% vs 2023 (€ 635,543) Unchanged	€ 1,074,084 Balance sheet total 2025: € 1,074,084 ▲ 13% vs 2024 (€ 951,349) Unchanged	▲ 13%

Key figures of DE SMET VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DE SMET VERZEKERINGEN?

What happened at DE SMET VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 26, 2026 New annual accounts for financial year 2025: profit of € 148,293 (▲ 99% vs 2024). filed late Source: NBB ↗
Mar 4, 1998 New establishment in Mechelen. KBO
Jan 7, 1998 Start of the company according to the CBE. KBO

In short

From € 32,166 profit in 2022 to € 148,293 profit in 2025.

Paid € 167,575 in corporate taxes since 2022.

Best year ever: 2025, with € 148,293 profit.

Original PDFs at the National Bank ↗

A new publication or filing at DE SMET VERZEKERINGEN? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Elisabeth De Smet

DE SMET VERZEKERINGEN

Behind DE SMET VERZEKERINGEN is Elisabeth De Smet.

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Directors

According to the 2025 annual accounts

Elisabeth De Smet

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Leest-Dorp(LST) 24

2811 Mechelen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS verzekeringenleest.be

Technologies

Cookie ConsentGoogle AnalyticsPWA

Hosting & Email

Email provider

Self-hosted

Hosting

DIGITALOCEAN-ASN - DigitalOcean, LLC, US

Website info

HTTPS Ja

Languages NL

Features

Security

✓ HTTPS

✓ SPF

✗ DMARC

Details

Company number: 0462.425.823
VAT number: BE 0462.425.823
Registered office: Leest-Dorp(LST) 24, 2811 Mechelen
Names & denominations: DE SMET VERZEKERINGEN
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 7 January 1998
Peppol: Active · Active since 6 Jan 2025
Contact: verzekeringenleest.be
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗