Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2024; threshold 65 %.
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Annual account missing NBB
Fiscal year 2025 was expected before 30 January 2026 and has not been filed.
Financials
Financial year 2024
BF & A TRADING from Knokke-Heist, company number BE0462266465, closed financial year 2024 with a result of € 9,511 after tax. For that financial year BF & A TRADING recorded a gross margin of € 45,081 and equity of € 239,226. Compared with financial year 2023, the result moved from € 2,549 to € 9,511. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2025.
€ 239,226
▲ 4% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,511
▲ 273% vs 2023
Profit after tax over the fiscal year.
€ 4,779
▼ 14% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 220,476.
People and assets in 2024
€ 49,539
▼ 24% vs 2023
Of which on lease € 38,641.
Debts at end 2024
€ 47,781
▼ 40% vs 2023
€ 26,764 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 11,443
▼ 32% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 36,666
▲ 7% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 32,674 | € 36,010 | € 45,081 | ▲ 25% |
| Profit after taxes | € 1,625 | € 2,549 | € 9,511 | ▲ 273% |
| Equity | € 227,167 | € 229,716 | € 239,226 | ▲ 4% |
| Total debts | € 222,500 | € 216,273 | € 179,385 | ▼ 17% |
| Cash | € 1,443 | € 5,577 | € 4,779 | ▼ 14% |
| Retained profit | € 208,417 | € 210,966 | € 220,476 | ▲ 5% |
| Bank debt | € 99,056 | € 79,981 | € 47,781 | ▼ 40% |
| Balance sheet total | € 449,667 | € 445,989 | € 418,611 | ▼ 6% |
Key figures of BF & A TRADING, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 January 2026.
What happened to BF & A TRADING?
What happened at BF & A TRADING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 9,511 (▲ 273% vs 2023). Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Patrick Vanneste became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,625 profit in 2022 to € 9,511 profit in 2024.
Paid € 11,065 in corporate taxes since 2022.
Best year ever: 2024, with € 9,511 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BF & A TRADING is Patrick Vanneste. It owns 90% of Digital Sales Activators, 66% of Branding and Trading Projects and 40% of S.G.A. Vanneste Distribution itself.
Directors
According to the 2024 annual accounts
Patrick Vanneste
Director
Also active at: SPORTING GOODS AGENCIES VANNESTE DISTRIBUTION, DIGITAL SALES ACTIVATORS
since 1998
Establishments
Establishment units
Physical locations of this company
Kragendijk 81
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.266.465
- VAT number
- BE 0462.266.465
- Registered office
- Kragendijk 81, 8300 Knokke-Heist
- Names & denominations
- BF & A TRADING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 January 1998
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Detailhandel in textiel
Holdings
Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren
Detailhandel in huishoudtextiel en beddengoed
Groothandel in huishoudtextiel en beddengoed
Handelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer
Groothandel in textiel