Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Advies en Commitment from Gent, company number BE0462209651, closed financial year 2025 with a result of € -8,082 after tax. For that financial year Advies en Commitment recorded a gross margin of € -6,077 and equity of € -9,485. Compared with financial year 2024, the result moved from € -3,137 to € -8,082. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ -9,485
▼ € 8,082 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,082
▼ 158 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,207
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -28,077.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,002
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 227
▼ 80% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 985 | € -3,157 | € -2,192 | € -6,077 | ▼ € 3,885 |
| Profit after taxes | € -54 | € -4,283 | € -3,137 | € -8,082 | ▼ € 4,945 |
| Equity | € 6,017 | € 1,735 | € -1,403 | € -9,485 | ▼ € 8,082 |
| Total debts | € 10,907 | € 12,507 | € 15,384 | € 16,827 | ▲ 9% |
| Cash | € 13,169 | € 12,915 | € 12,408 | € 6,207 | ▼ 50% |
| Retained profit | € -12,575 | € -16,858 | € -19,995 | € -28,077 | ▼ € 8,082 |
| Balance sheet total | € 16,924 | € 14,241 | € 13,981 | € 7,343 | ▼ 47% |
Key figures of Advies en Commitment, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Advies en Commitment?
What happened at Advies en Commitment in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,082. filed late Source: NBB ↗
- Jacques Vervaet became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 54 loss in 2022 to € 8,082 loss in 2025.
Management
Behind Advies en Commitment is Jacques Vervaet.
Directors
According to the 2025 annual accounts
Jacques Vervaet
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Martelaarslaan 432
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.209.651
- VAT number
- BE 0462.209.651
- Registered office
- Martelaarslaan 432, 9000 Gent
- Names & denominations
- Advies en Commitment
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1997
- Peppol
- Active · Active since 13 Jan 2026
- Activities · NACE
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