Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
HOUSE OF CLOVER from Kapellen, company number BE0462018225, closed financial year 2025 with a result of € -22,602 after tax. For that financial year HOUSE OF CLOVER recorded a gross margin of € 18 and equity of € 40,550. Compared with financial year 2024, the result moved from € -54,743 to € -22,602. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 4, 2026.
€ 40,550
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,602
▲ 59 % less loss than in 2024
Profit after tax over the fiscal year.
€ 27,398
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 33,106.
People and assets in 2025
€ 4,810
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,582
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 63,324
▼ 24% vs 2024
€ 17,336 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 80,293
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,251
▲ 300% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 73,092 | € 79,833 | € -29,337 | € 18 | ▲ € 29,355 |
| Profit after taxes | € 5,731 | € 126 | € -54,743 | € -22,602 | ▲ € 32,140 |
| Equity | € 117,769 | € 117,895 | € 63,153 | € 40,550 | ▼ 36% |
| Total debts | € 222,666 | € 229,568 | € 177,631 | € 155,910 | ▼ 12% |
| Cash | € 38,393 | € 37,332 | € 31,375 | € 27,398 | ▼ 13% |
| Land & buildings | € 24,694 | € 33,917 | € 30,910 | € 27,205 | ▼ 12% |
| Retained profit | € 110,324 | € 110,450 | € 55,708 | € 33,106 | ▼ 41% |
| Bank debt | € 66,370 | € 101,350 | € 83,321 | € 63,324 | ▼ 24% |
| Balance sheet total | € 340,435 | € 347,463 | € 240,783 | € 196,460 | ▼ 18% |
Key figures of HOUSE OF CLOVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOUSE OF CLOVER?
What happened at HOUSE OF CLOVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,602. Source: NBB ↗
- Ann-Sophie Ickroth became a director. NBB
- Dominique Fontenelle became a director. NBB
- Nanouck Ickroth became a director. NBB
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,731 profit in 2022 to € 22,602 loss in 2025.
Paid € 4,593 in corporate taxes since 2022.
Best year ever: 2022, with € 5,731 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HOUSE OF CLOVER are Ann-Sophie Ickroth, Dominique Fontenelle and Nanouck Ickroth.
Directors
According to the 2025 annual accounts
Ann-Sophie Ickroth
Director
since 2023
Dominique Fontenelle
Director
since 2023
Nanouck Ickroth
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Essensteenweg 16 box B005
2950 Kapellen
Essensteenweg 16 box 5
2950 Kapellen
Active since 19 February 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
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+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.018.225
- VAT number
- BE 0462.018.225
- Registered office
- Essensteenweg 16 bus B005, 2950 Kapellen
- Names & denominations
- HOUSE OF CLOVER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 1997
- Peppol
- Active · Active since 17 Jul 2025
- Activities · NACE
Groothandel in wijnen en geestrijke dranken
Groothandel in dranken, algemeen assortiment
Overige groothandel
Detailhandel in dranken, algemeen assortiment
Vervaardiging van frisdranken en water in flessen
Niet-gespecialiseerde groothandel
Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen
Detailhandel in overige sportartikelen
+4