Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 19.9 to 17.6.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
AD BIBENDUM from Sint-Truiden, company number BE0461685059, closed financial year 2025 with a result of € 900,298 after tax. For that financial year AD BIBENDUM recorded revenue of € 16.5 million and equity of € 10 million. Compared with financial year 2024, the result moved from € 1.3 million to € 900,298. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 10 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 900,298
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 350,172
▼ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 45,000 paid out
5 % of the profit went to the shareholders, mostly to BM CONSULT (100 % of the shares). That is where the money ends up.
People and assets in 2025
17.6
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.1 million
▲ 6% vs 2024
€ 118,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 83,128
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 40% vs 2024
€ 611,455 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2 million
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 63 days on average.
€ 614,346
▲ 84% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 15,113,861 | € 16,059,298 | € 16,288,537 | € 16,467,722 | ▲ 1% |
| Profit after taxes | € 1,936,080 | € 1,727,427 | € 1,260,227 | € 900,298 | ▼ 29% |
| Equity | € 6,359,277 | € 7,936,704 | € 9,129,931 | € 9,985,228 | ▲ 9% |
| Total debts | € 10,076,195 | € 9,395,764 | € 9,621,822 | € 8,647,771 | ▼ 10% |
| Cash | € 646,491 | € 606,908 | € 553,532 | € 350,172 | ▼ 37% |
| Land & buildings | € 934,904 | € 822,479 | € 743,692 | € 632,217 | ▼ 15% |
| Retained profit | € 6,272,177 | € 7,849,604 | € 9,042,831 | € 9,898,128 | ▲ 9% |
| Dividend | € 600,000 | € 150,000 | € 67,000 | € 45,000 | ▼ 33% |
| Bank debt | € 2,989,180 | € 2,637,171 | € 1,951,827 | € 1,166,511 | ▼ 40% |
| Balance sheet total | € 16,455,472 | € 17,352,468 | € 18,771,753 | € 18,653,000 | ▼ 1% |
| Employees (FTE) | 15.7 | 19.9 | 19.1 | 17.6 | ▼ 1.5 |
Key figures of AD BIBENDUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to AD BIBENDUM?
What happened at AD BIBENDUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 900,298 (▼ 29% vs 2024). Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
- Björn Monard became a director. NBB
In short
From € 1.9 million profit in 2022 to € 900,298 profit in 2025.
Paid € 2.2 million in corporate taxes since 2022.
Best year ever: 2022, with € 1.9 million profit.
Paid out € 862,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BM CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AD BIBENDUMBehind AD BIBENDUM is Björn Monard. The shares are held by BM CONSULT (100%). It owns 100% of M&M Selections, 100% of Bibb Gent and 100% of Bibb itself.
Directors
According to the 2025 annual accounts
since 1997
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
Alfajetlaan 2220
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.685.059
- VAT number
- BE 0461.685.059
- Registered office
- Alfajetlaan 2220, 3800 Sint-Truiden
- Names & denominations
- AD BIBENDUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 October 1997
- Peppol
- Active · Active since 19 Jun 2025
- Activities · NACE
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