Financials
Financial year 2024
Agent de banque et d'assurances NAMUR-HAINAUT SUD from Mettet, company number BE0461504521, closed financial year 2024 with a result of € 216,189 after tax. For that financial year Agent de banque et d'assurances NAMUR-HAINAUT SUD recorded a gross margin of € 3.9 million and equity of € 540,648. Compared with financial year 2023, the result moved from € 243,231 to € 216,189. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 20, 2025.
€ 540,648
▲ 22% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 216,189
▼ 11% vs 2023
Profit after tax over the fiscal year.
€ 516,721
▲ € 405,945 vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 42,028 paid out
19 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
53.4
▲ 29.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 3.4 million
▲ 100% vs 2023
€ 64,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,138
▲ 172% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 379,728
▲ 67% vs 2023
€ 105,208 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 93,174
▲ 7% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 441,113
▲ 48% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 1,972,322 | € 2,194,864 | € 2,156,302 | € 3,926,140 | ▲ 82% |
| Profit after taxes | € 211,978 | € 444,603 | € 243,231 | € 216,189 | ▼ 11% |
| Equity | € 402,105 | € 426,218 | € 444,182 | € 540,648 | ▲ 22% |
| Total debts | € 717,517 | € 874,148 | € 797,083 | € 1,311,048 | ▲ 64% |
| Cash | € 140,938 | € 293,338 | € 110,776 | € 516,721 | ▲ € 405,945 |
| Retained profit | € 321,105 | € 347,468 | € 369,182 | € 460,973 | ▲ 25% |
| Dividend | € 235,470 | € 418,240 | € 221,518 | € 42,028 | ▼ 81% |
| Bank debt | € 137,611 | € 149,000 | € 226,709 | € 379,728 | ▲ 67% |
| Balance sheet total | € 1,119,622 | € 1,300,366 | € 1,241,265 | € 1,866,696 | ▲ 50% |
| Employees (FTE) | 29.2 | 24.9 | 24.3 | 53.4 | ▲ 29.1 |
Key figures of Agent de banque et d'assurances NAMUR-HAINAUT SUD, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Agent de banque et d'assurances NAMUR-HAINAUT SUD?
What happened at Agent de banque et d'assurances NAMUR-HAINAUT SUD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Mettet. KBO
- New annual accounts for financial year 2024: profit of € 216,189 (▼ 11% vs 2023). Source: NBB ↗
- Grégory Heinesch became a director. NBB
- Romuald Etienne became a director. NBB
- New establishment in Sambreville. KBO
- New establishment in Jemeppe-sur-Sambre. KBO
- New establishment in Châtelet. KBO
- New establishment in Fleurus. KBO
In short
From € 211,978 profit in 2021 to € 216,189 profit in 2024.
Paid € 627,469 in corporate taxes since 2021.
Best year ever: 2022, with € 444,603 profit.
On average € 73,500 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Agent de banque et d'assurances NAMUR-HAINAUT SUD are Fabian Delory, Eric Pietraroia, Jean-Baptiste Lambot, Samuel Mazzagufo, Grégory Heinesch and Jean-Marc Saulmont. It owns 10% of BELFIUS itself.
Directors
According to the 2024 annual accounts
since 2024
Eric Pietraroia
Director
since 2024
Jean-Baptiste Lambot
Director
since 2022
Samuel Mazzagufo
Director
since 2008
Grégory Heinesch
Director
since 2025
Jean-Marc Saulmont
Director
since 2011
Mathieu Gilot
Manager
since 2022
Romuald Etienne
Director
since 2025
Ludivine Cappozzo
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue de Florennes 27
5640 Mettet
Grand'Place(CH) 29
6460 Chimay
Active since 14 February 2001
Rue 't Serstevens(THN) 9
6530 Thuin
Active since 22 December 2009
Place du Centre(NAL) 19
6120 Ham-sur-Heure-Nalinnes
Active since 22 December 2009
Rue de France 50 box 5
5600 Philippeville
Active since 22 December 2009
Rue de Falisolle(AUV) 401
5060 Sambreville
Active since 1 January 2024
Route d'Eghezée 74
5190 Jemeppe-sur-Sambre
Active since 1 January 2024
Rue de la Vallée 12
6200 Châtelet
Active since 1 January 2024
Chaussée de Charleroi(FL) 86
6220 Fleurus
Active since 1 January 2024
Chaussée de Nivelles 47
5140 Sombreffe
Active since 1 January 2024
Rue du Vieux Saint-Donat 1A
5640 Mettet
Active since 21 November 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.504.521
- VAT number
- BE 0461.504.521
- Registered office
- Rue de Florennes 27, 5640 Mettet
- Names & denominations
- Agent de banque et d'assurances NAMUR-HAINAUT SUD
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 24 September 1997
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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