Financials
Financial year 2025
A.C.M. INVEST from Waterloo, company number BE0461478983, closed financial year 2025 with a result of € 10,235 after tax. For that financial year A.C.M. INVEST recorded a gross margin of € 336,496 and equity of € 181,590. Compared with financial year 2024, the result moved from € 16,027 to € 10,235. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 181,590
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,235
▼ 36% vs 2024
Profit after tax over the fiscal year.
€ 329,182
▲ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 119,590.
People and assets in 2025
€ 272
▼ 99% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 207,776
▼ 15% vs 2024
€ 38,281 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 362,364
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 326,117
▲ 3% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 325,635 | € 231,603 | € 253,268 | € 336,496 | ▲ 33% |
| Profit after taxes | € 3,790 | € 4,504 | € 16,027 | € 10,235 | ▼ 36% |
| Equity | € 150,823 | € 155,327 | € 171,354 | € 181,590 | ▲ 6% |
| Total debts | € 1,008,469 | € 1,240,758 | € 1,181,642 | € 1,037,358 | ▼ 12% |
| Cash | € 33,496 | € 228,312 | € 254,636 | € 329,182 | ▲ 29% |
| Land & buildings | € 637,895 | € 592,685 | € 555,688 | € 496,518 | ▼ 11% |
| Retained profit | € 88,823 | € 93,327 | € 109,354 | € 119,590 | ▲ 9% |
| Bank debt | € 244,486 | € 232,769 | € 244,662 | € 207,776 | ▼ 15% |
| Balance sheet total | € 1,180,584 | € 1,412,871 | € 1,352,996 | € 1,366,947 | ▲ 1% |
| Employees (FTE) | - | - | 0.3 | - |
Key figures of A.C.M. INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A.C.M. INVEST?
What happened at A.C.M. INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cédric Absil stepped down as director. NBB
- Henriette Fivet stepped down as director. NBB
- Luc Cabay stepped down as director. NBB
- Michaël Absil stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 10,235 (▼ 36% vs 2024). Source: NBB ↗
- Cédric Absil became a director. NBB
- Henriette Fivet became a director. NBB
- Luc Cabay became a director. NBB
In short
From € 3,790 profit in 2022 to € 10,235 profit in 2025.
Paid € 35,769 in corporate taxes since 2022.
Best year ever: 2024, with € 16,027 profit.
Management
Directors
According to the 2025 annual accounts
Cédric Absil
Chairman of the board
since 2023 · until 2029
Henriette Fivet
Director
since 2023 · until 2029
since 2023 · until 2029
Michaël Absil
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Drève des Marronniers 26
1410 Waterloo
Chaussée Paul Houtart(H-A) 88
7110 La Louvière
Active since 11 December 1997
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.478.983
- VAT number
- BE 0461.478.983
- Registered office
- Drève des Marronniers 26, 1410 Waterloo
- Names & denominations
- A.C.M. INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 September 1997
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen