Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Isabelle REMY from Fernelmont, company number BE0461382973, closed financial year 2025 with a result of € -39,752 after tax. For that financial year Isabelle REMY recorded a gross margin of € 19,199 and equity of € 284,288. Compared with financial year 2024, the result moved from € -13,183 to € -39,752. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 284,288
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,752
▼ 202 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,102
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 265,696.
People and assets in 2025
€ 41,089
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 102,665
▼ 1% vs 2024
€ 14,479 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 11,317
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,619
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 416,982 | € 413,814 | - | - | |
| Gross margin | € 43,694 | € 27,613 | € 52,446 | € 19,199 | ▼ 63% |
| Profit after taxes | € -5,325 | € -23,336 | € -13,183 | € -39,752 | ▼ € 26,570 |
| Equity | € 360,560 | € 337,223 | € 324,041 | € 284,288 | ▼ 12% |
| Total debts | € 156,383 | € 130,985 | € 130,232 | € 158,868 | ▲ 22% |
| Cash | € 71,344 | € 25,550 | € 5,724 | € 3,102 | ▼ 46% |
| Land & buildings | € 178,696 | € 168,471 | € 158,246 | € 148,021 | ▼ 6% |
| Retained profit | € 341,968 | € 318,631 | € 305,449 | € 265,696 | ▼ 13% |
| Bank debt | € 117,678 | € 104,353 | € 103,829 | € 102,665 | ▼ 1% |
| Balance sheet total | € 516,942 | € 468,209 | € 454,273 | € 443,156 | ▼ 2% |
Key figures of Isabelle REMY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Isabelle REMY?
What happened at Isabelle REMY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 39,752. Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,325 loss in 2022 to € 39,752 loss in 2025.
Establishments
Establishment units
Physical locations of this company
Rue de la Chasse, March. 89
5380 Fernelmont
Rue de la Croix 27
5000 Namur
Active since 15 September 1997
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.382.973
- VAT number
- BE 0461.382.973
- Registered office
- Rue de la Chasse, March. 89, 5380 Fernelmont
- Names & denominations
- Isabelle REMY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 1997
- Peppol
- Active · Active since 30 Oct 2025
- Activities · NACE
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