Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FISA Invest from Beveren-Kruibeke-Zwijndrecht, company number BE0461337245, closed financial year 2025 with a result of € 20 after tax. For that financial year FISA Invest recorded a gross margin of € 6,650 and equity of € 24,566. Compared with financial year 2024, the result moved from € 7,991 to € 20. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ 24,566
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20
▼ € 7,971 vs 2024
Profit after tax over the fiscal year.
€ 1,087
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -37,434.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 606
▼ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,009
Loans from banks and other lenders, long and short.
€ 11,753
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,137
▼ 43% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,123 | € 25,151 | € 14,739 | € 6,650 | ▼ 55% |
| Profit after taxes | € -4,226 | € 17,567 | € 7,991 | € 20 | ▼ € 7,971 |
| Equity | € -1,012 | € 16,555 | € 24,546 | € 24,566 | |
| Total debts | € 43,835 | € 30,059 | € 17,594 | € 18,519 | ▲ 5% |
| Cash | € 135 | € 1,025 | € 1,183 | € 1,087 | ▼ 8% |
| Land & buildings | € 35,368 | € 35,368 | € 35,368 | € 35,368 | |
| Retained profit | € -63,012 | € -45,445 | € -37,454 | € -37,434 | |
| Bank debt | € 0 | € 0 | € 3,000 | € 3,009 | |
| Balance sheet total | € 42,823 | € 46,614 | € 42,140 | € 43,085 | ▲ 2% |
Key figures of FISA Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FISA Invest?
What happened at FISA Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20 (▼ € 7,971 vs 2024). filed late Source: NBB ↗
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,226 loss in 2022 to € 20 profit in 2025.
Paid € 12,729 in corporate taxes since 2022.
Best year ever: 2023, with € 17,567 profit.
A new publication or filing at FISA Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Filip Zaman
Director
Establishments
Establishment units
Physical locations of this company
Dorp 49
9130 Beveren-Kruibeke-Zwijndrecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.337.245
- VAT number
- BE 0461.337.245
- Registered office
- Dorp 49, 9130 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- FISA Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 August 1997
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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