Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Onafhankelijk Financieel Adviescentrum from Londerzeel, company number BE0461223320, closed financial year 2025 with a result of € 11,707 after tax. For that financial year Onafhankelijk Financieel Adviescentrum recorded a gross margin of € 69,101 and equity of € 109,196. Compared with financial year 2024, the result moved from € -17,734 to € 11,707. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 21, 2026.
€ 109,196
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,707
▲ still € 17,734 loss in 2024
Profit after tax over the fiscal year.
€ 6,015
▲ € 5,986 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 102,991.
Debts at end 2025
€ 21,036
▼ 49% vs 2024
Loans from banks and other lenders, long and short.
€ 371
▼ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,118
▲ € 2,958 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,025 | € 53,896 | € 40,616 | € 69,101 | ▲ 70% |
| Profit after taxes | € -281 | € -1,950 | € -17,734 | € 11,707 | ▲ € 29,441 |
| Equity | € 117,173 | € 115,223 | € 97,489 | € 109,196 | ▲ 12% |
| Total debts | € 387,690 | € 400,261 | € 386,398 | € 316,670 | ▼ 18% |
| Cash | € 2,014 | € 35 | € 29 | € 6,015 | ▲ € 5,986 |
| Land & buildings | € 481,287 | € 513,423 | € 466,229 | € 419,035 | ▼ 10% |
| Retained profit | € 110,967 | € 109,017 | € 91,284 | € 102,991 | ▲ 13% |
| Bank debt | € 81,585 | € 61,820 | € 41,640 | € 21,036 | ▼ 49% |
| Balance sheet total | € 504,862 | € 515,483 | € 483,887 | € 425,866 | ▼ 12% |
Key figures of Onafhankelijk Financieel Adviescentrum, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onafhankelijk Financieel Adviescentrum?
What happened at Onafhankelijk Financieel Adviescentrum in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,707. Source: NBB ↗
- New establishment in Koksijde. KBO
- New establishment in Londerzeel. KBO
- Start of the company according to the CBE. KBO
In short
From € 281 loss in 2022 to € 11,707 profit in 2025.
Best year ever: 2025, with € 11,707 profit.
A new publication or filing at Onafhankelijk Financieel Adviescentrum? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Onafhankelijk Financieel Adviescentrum are MARC VERSTRAETEN and SONIA VAN OVERBERGHE. The same people are also behind DYNAMISCH & INNOVATIEF MANAGEMENT. MARC VERSTRAETEN is also behind FINCENT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Klemendorp 12 box 301
1840 Londerzeel
Dewittelaan(Odk) 31 box 3.01
8670 Koksijde
Active since 16 September 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.223.320
- VAT number
- BE 0461.223.320
- Registered office
- Klemendorp 12 bus 301, 1840 Londerzeel
- Names & denominations
- Onafhankelijk Financieel Adviescentrum · OFAC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 July 1997
- Peppol
- Active · Active since 3 Jan 2025
- Activities · NACE
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Adviesbureaus op het gebied van public relations en communicatie
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Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering