Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Phil and Co from Bièvre, company number BE0461089894, closed financial year 2025 with a result of € 9,212 after tax. For that financial year Phil and Co recorded a gross margin of € 9,867 and equity of € -26,792. Compared with financial year 2024, the result moved from € 1,179 to € 9,212. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -26,792
▲ € 9,212 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,212
▲ € 8,033 vs 2024
Profit after tax over the fiscal year.
€ 325
▲ 111% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -32,990.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,693
▲ € 1,349 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 648
▼ 60% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,833 | € -2,323 | € 3,337 | € 9,867 | ▲ 196% |
| Profit after taxes | € 1,692 | € -3,856 | € 1,179 | € 9,212 | ▲ € 8,033 |
| Equity | € -33,327 | € -37,183 | € -36,005 | € -26,792 | ▲ € 9,212 |
| Total debts | € 51,364 | € 59,020 | € 56,702 | € 60,571 | ▲ 7% |
| Cash | € 469 | € 438 | € 154 | € 325 | ▲ 111% |
| Land & buildings | € 1,302 | € 1,268 | € 134 | - | |
| Retained profit | € -39,525 | € -43,381 | € -42,202 | € -32,990 | ▲ € 9,212 |
| Balance sheet total | € 18,037 | € 21,837 | € 20,698 | € 33,778 | ▲ 63% |
Key figures of Phil and Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Phil and Co?
What happened at Phil and Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,212 (▲ € 8,033 vs 2024). Source: NBB ↗
- New establishment in Bièvre. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,692 profit in 2022 to € 9,212 profit in 2025.
Best year ever: 2025, with € 9,212 profit.
Establishments
Establishment units
Physical locations of this company
Les-Fayais, M.-en-A. 36
5555 Bièvre
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0461.089.894
- VAT number
- BE 0461.089.894
- Registered office
- Les-Fayais, M.-en-A. 36, 5555 Bièvre
- Names & denominations
- Phil and Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 1997
- Peppol
- Active · Active since 27 Mar 2026
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