Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AUTOSYSTEM from Binche, company number BE0460927073, closed financial year 2025 with a result of € 11,901 after tax. For that financial year AUTOSYSTEM recorded a gross margin of € 147,665 and equity of € 226,915. Compared with financial year 2024, the result moved from € 38,598 to € 11,901. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 226,915
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,901
▼ 69% vs 2024
Profit after tax over the fiscal year.
€ 28,742
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 144,915.
People and assets in 2025
2.2
Average over the fiscal year, from the social balance sheet.
€ 91,106
▲ 52% vs 2024
€ 41,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,292
▲ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 336,927
▼ 4% vs 2024
€ 35,538 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 457,068
▲ 117% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,615
▲ 10% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 92,932 | € 164,988 | € 143,912 | € 147,665 | ▲ 3% |
| Profit after taxes | € 1,207 | € 33,445 | € 38,598 | € 11,901 | ▼ 69% |
| Equity | € 142,971 | € 176,416 | € 215,014 | € 226,915 | ▲ 6% |
| Total debts | € 636,411 | € 631,183 | € 586,708 | € 821,610 | ▲ 40% |
| Cash | € 64,474 | € 2,546 | € 47,674 | € 28,742 | ▼ 40% |
| Land & buildings | € 174,613 | € 140,906 | € 128,925 | € 116,110 | ▼ 10% |
| Retained profit | € 60,971 | € 94,416 | € 133,014 | € 144,915 | ▲ 9% |
| Bank debt | € 433,954 | € 384,593 | € 351,408 | € 336,927 | ▼ 4% |
| Balance sheet total | € 779,382 | € 807,599 | € 801,722 | € 1,048,525 | ▲ 31% |
| Employees (FTE) | 2 | 2.5 | 2.2 | 2.2 |
Key figures of AUTOSYSTEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AUTOSYSTEM?
What happened at AUTOSYSTEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Lydia Scarfo stepped down as director. NBB
- Nicodemo Scarfo stepped down as director. NBB
- Adriano Scarfo stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 11,901 (▼ 69% vs 2024). Source: NBB ↗
- Lydia Scarfo became a director. NBB
- Nicodemo Scarfo became a director. NBB
- Adriano Scarfo became a director. NBB
- New establishment in Binche. KBO
In short
From € 1,207 profit in 2022 to € 11,901 profit in 2025.
Paid € 23,915 in corporate taxes since 2022.
Best year ever: 2024, with € 38,598 profit.
On average € 67,100 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Lydia Scarfo
Director
since 2023 · until 2029
since 2023 · until 2029
Adriano Scarfo
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Route de Charleroi(LEV) 212
7134 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0460.927.073
- VAT number
- BE 0460.927.073
- Registered office
- Route de Charleroi(LEV) 212, 7134 Binche
- Names & denominations
- AUTOSYSTEM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 June 1997
- Peppol
- Active · Active since 29 Sept 2025
- Contact
- autosystem.be
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)