Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMOBILIERE M&J from Jurbise, company number BE0460803646, closed financial year 2025 with a result of € 13,069 after tax. For that financial year IMMOBILIERE M&J recorded a gross margin of € 84,717 and equity of € 731,854. Compared with financial year 2024, the result moved from € 17,660 to € 13,069. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.
€ 731,854
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,069
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 1,049
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 411,854.
Debts at end 2025
€ 317,377
▲ 9% vs 2024
€ 67,311 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 16,500
▲ 40% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,399 | € 75,750 | € 81,544 | € 84,717 | ▲ 4% |
| Profit after taxes | € -20,282 | € 22,662 | € 17,660 | € 13,069 | ▼ 26% |
| Equity | € 694,660 | € 709,224 | € 718,785 | € 731,854 | ▲ 2% |
| Total debts | € 403,749 | € 371,177 | € 315,476 | € 345,767 | ▲ 10% |
| Cash | € 1,597 | € 3,177 | € 4,531 | € 1,049 | ▼ 77% |
| Land & buildings | € 983,913 | € 958,240 | € 925,224 | € 1,036,368 | ▲ 12% |
| Retained profit | € 374,660 | € 389,224 | € 398,785 | € 411,854 | ▲ 3% |
| Bank debt | € 392,764 | € 342,929 | € 292,009 | € 317,377 | ▲ 9% |
| Balance sheet total | € 1,238,802 | € 1,216,229 | € 1,165,526 | € 1,204,322 | ▲ 3% |
Key figures of IMMOBILIERE M&J, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to IMMOBILIERE M&J?
What happened at IMMOBILIERE M&J in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,069 (▼ 26% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 20,282 loss in 2022 to € 13,069 profit in 2025.
Paid € 38,496 in corporate taxes since 2022.
Best year ever: 2023, with € 22,662 profit.
Management
Behind IMMOBILIERE M&J are JOEL DEVAUX, JULIE DEVAUX, MICKAEL DEVAUX and ARLETTE LEROY.
Directors
According to the 2025 annual accounts
JOEL DEVAUX
Chairman of the board
JULIE DEVAUX
Managing director
MICKAEL DEVAUX
Managing director
ARLETTE LEROY
Managing director
Establishments
Establishment units
Physical locations of this company
Rue du Grand Jour(J) 23
7050 Jurbise
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.803.646
- VAT number
- BE 0460.803.646
- Registered office
- Rue du Grand Jour(J) 23, 7050 Jurbise
- Names & denominations
- IMMOBILIERE M&J
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 1997
- Peppol
- Not registered