Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F.G.& P. from Roeselare, company number BE0460791174, closed financial year 2025 with a result of € -97,941 after tax. For that financial year F.G.& P. recorded a gross margin of € 2 million and equity of € 7.3 million. Compared with financial year 2024, the result moved from € 641,066 to € -97,941. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.
€ 7.3 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -97,941
▼ still € 641,066 profit in 2024
Profit after tax over the fiscal year.
€ 16,951
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3.2 million.
People and assets in 2025
9.4
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 676,977
€ 72,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 111,016
▼ 4% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11.3 million
▲ 27% vs 2024
€ 1.2 million is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 46,650
▲ 124% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 81,643
▼ 20% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,934,200 | € 1,664,110 | € 2,086,991 | € 2,033,492 | ▼ 3% |
| Profit after taxes | € 593,644 | € 41,511 | € 641,066 | € -97,941 | ▼ € 739,007 |
| Equity | € 6,805,665 | € 6,736,161 | € 7,377,228 | € 7,262,093 | ▼ 2% |
| Total debts | € 5,731,689 | € 9,139,109 | € 9,503,269 | € 15,386,109 | ▲ 62% |
| Cash | € 83,068 | € 199,316 | € 75,986 | € 16,951 | ▼ 78% |
| Land & buildings | € 9,811,117 | € 13,311,574 | € 14,424,720 | € 18,580,255 | ▲ 29% |
| Retained profit | € 2,714,548 | € 2,645,044 | € 3,286,110 | € 3,170,976 | ▼ 4% |
| Dividend | € 616,121 | € 111,015 | € 0 | € 0 | |
| Bank debt | € 4,872,593 | € 8,055,694 | € 8,875,814 | € 11,255,494 | ▲ 27% |
| Balance sheet total | € 12,681,660 | € 16,014,238 | € 17,014,125 | € 22,648,202 | ▲ 33% |
| Employees (FTE) | 7.6 | 8 | 10 | 9.4 | ▼ 0.6 |
Key figures of F.G.& P., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 31 October 2026.
What happened to F.G.& P.?
What happened at F.G.& P. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 97,941 (▼ € 739,007 vs 2024). Source: NBB ↗
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 593,644 profit in 2022 to € 97,941 loss in 2025.
Paid € 534,230 in corporate taxes since 2022.
Best year ever: 2024, with € 641,066 profit.
On average € 216,300 of value added per employee in 2025.
Management
Behind F.G.& P. is Francky Godderis. It owns 100% of Cefiad - Fiduciaire Godderis BV itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Zwaaikomstraat 3 box C
8800 Roeselare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.791.174
- VAT number
- BE 0460.791.174
- Registered office
- Zwaaikomstraat 3 bus C, 8800 Roeselare
- Names & denominations
- F.G.& P.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 June 1997
- Peppol
- Active · Active since 17 Feb 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders
Boekhouders en boekhouders-fiscalisten
Detailhandel in uurwerken en sieraden
Handelsbemiddeling in de groothandel in andere specifieke goederen
Groothandel in metalen en metaalertsen