Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2 to 1.1.
Financials
Financial year 2025
SNAPAJO from Knokke-Heist, company number BE0460775140, closed financial year 2025 with a result of € 107,679 after tax. For that financial year SNAPAJO recorded a gross margin of € 323,793 and equity of € 3.7 million. Compared with financial year 2024, the result moved from € 586,261 to € 107,679. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 3.7 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 107,679
▼ 82% vs 2024
Profit after tax over the fiscal year.
€ 108,051
▼ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.5 million.
People and assets in 2025
1.1
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 63,913
▼ 28% vs 2024
€ 58,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 353
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4,778
▼ 90% vs 2024
€ 2,691 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 246,656
▲ € 197,220 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,853
▼ 89% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 618,915 | € 622,491 | € 1,030,746 | € 323,793 | ▼ 69% |
| Profit after taxes | € 289,690 | € 308,687 | € 586,261 | € 107,679 | ▼ 82% |
| Equity | € 3,105,903 | € 2,964,818 | € 3,545,670 | € 3,653,350 | ▲ 3% |
| Total debts | € 391,556 | € 730,159 | € 348,059 | € 340,337 | ▼ 2% |
| Cash | € 255,288 | € 293,722 | € 254,968 | € 108,051 | ▼ 58% |
| Land & buildings | € 2,124,450 | € 2,114,378 | € 2,014,390 | € 1,949,935 | ▼ 3% |
| Retained profit | € 2,952,153 | € 2,828,039 | € 3,425,862 | € 3,545,103 | ▲ 3% |
| Dividend | € 0 | € 450,000 | € 0 | € 0 | |
| Bank debt | € 119,569 | € 90,791 | € 47,825 | € 4,778 | ▼ 90% |
| Balance sheet total | € 3,514,139 | € 3,709,325 | € 3,978,966 | € 4,071,166 | ▲ 2% |
| Employees (FTE) | 2 | 2 | 1.8 | 1.1 | ▼ 0.7 |
Key figures of SNAPAJO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SNAPAJO?
What happened at SNAPAJO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- John Verfaillie stepped down as director. NBB
- Pascale Snauwaert stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 107,679 (▼ 82% vs 2024). Source: NBB ↗
- John Verfaillie became a director. NBB
- Pascale Snauwaert became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 289,690 profit in 2022 to € 107,679 profit in 2025.
Paid € 409,859 in corporate taxes since 2022.
Best year ever: 2024, with € 586,261 profit.
On average € 294,400 of value added per employee in 2025.
A new publication or filing at SNAPAJO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
John Verfaillie
Managing director
since 2023 · until 2029
Pascale Snauwaert
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Nieuwstraat 3
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0460.775.140
- VAT number
- BE 0460.775.140
- Registered office
- Nieuwstraat 3, 8300 Knokke-Heist
- Names & denominations
- SNAPAJO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 1997
- Peppol
- Active · Active since 17 Nov 2025
- Contact
- vsinterieur.be
- Activities · NACE
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