Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
T.O.V. from Brasschaat, company number BE0460629442, closed financial year 2025 with a result of € 27,784 after tax. For that financial year T.O.V. recorded a gross margin of € 166,738 and equity of € -1,272. Compared with financial year 2024, the result moved from € 19,487 to € 27,784. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -1,272
▲ € 27,784 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 27,784
▲ 43% vs 2024
Profit after tax over the fiscal year.
€ 26,062
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -19,864.
People and assets in 2025
€ 110,232
▼ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,863
▼ 48% vs 2024
Of which on lease € 5,102.
Debts at end 2025
€ 138,159
▼ 25% vs 2024
€ 18,177 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 80,885
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 42,361
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 162,113 | € 127,923 | € 171,503 | € 166,738 | ▼ 3% |
| Profit after taxes | € 13,996 | € -26,072 | € 19,487 | € 27,784 | ▲ 43% |
| Equity | € -22,471 | € -48,543 | € -29,056 | € -1,272 | ▲ € 27,784 |
| Total debts | € 356,170 | € 360,182 | € 305,480 | € 263,262 | ▼ 14% |
| Cash | € 43,466 | € 45,538 | € 29,406 | € 26,062 | ▼ 11% |
| Land & buildings | € 10,358 | € 8,109 | € 6,082 | € 4,055 | ▼ 33% |
| Retained profit | € -41,063 | € -67,135 | € -47,648 | € -19,864 | ▲ € 27,784 |
| Bank debt | € 270,940 | € 236,775 | € 183,018 | € 138,159 | ▼ 25% |
| Balance sheet total | € 333,699 | € 311,640 | € 276,424 | € 261,990 | ▼ 5% |
Key figures of T.O.V., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T.O.V.?
What happened at T.O.V. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 27,784 (▲ 43% vs 2024). Source: NBB ↗
- New establishment in Brasschaat. KBO
- New establishment in Brasschaat. KBO
- New establishment in Mortsel. KBO
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,996 profit in 2022 to € 27,784 profit in 2025.
Paid € 1,065 in corporate taxes since 2022.
Best year ever: 2025, with € 27,784 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind T.O.V. are Sarah Thielens and Christophe Peeters.
Directors
According to the 2025 annual accounts
Sarah Thielens
Director
Christophe Peeters
Director
Establishments
Establishment units
Physical locations of this company
Bredabaan 327A
2930 Brasschaat
Antwerpsesteenweg 39 box 54
2950 Kapellen
Active since 23 May 1997
Statielei 24
2640 Mortsel
Active since 1 December 2009
Bredabaan 335
2930 Brasschaat
Active since 1 October 2011
Bredabaan 327 box A
2930 Brasschaat
Active since 1 March 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.629.442
- VAT number
- BE 0460.629.442
- Registered office
- Bredabaan 327A, 2930 Brasschaat
- Names & denominations
- T.O.V.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 1997
- Peppol
- Active · Active since 27 Oct 2024
- Contact
- 0475422897
- Activities · NACE
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