Active · per the CBE, 30 October 2026

FOBIA

BE0460585001

Rechtspersoon Private limited company 1 establishment

FOBIA is a specialised building contractor in Alveringem. Private Limited, started on 29 April 1997, 1 establishment.

Groenestraat 5, 8691 Alveringem

Behind the company: Sylvie PLASMAN, Cristian PROVOOST.

Active for

29 year, 6 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FOBIA from Alveringem, company number BE0460585001, closed financial year 2025 with a result of € 7,800 after tax. For that financial year FOBIA recorded a gross margin of € 398,702 and equity of € 342,477. Compared with financial year 2024, the result moved from € 72,032 to € 7,800. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.

What it is worth Healthy

€ 342,477

▼ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 7,800

▼ 89% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 78,272

▼ 14% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 114,224 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

2.6

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 149,125

▲ 45% vs 2024

€ 57,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 77,057

▲ 53% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 10 years to go

€ 792,211

▲ € 686,461 vs 2024

€ 67,068 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 135,736

▼ 10% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 17,406

▲ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 201,044 € 187,145 € 286,313 € 398,702 ▲ 39%
Profit after taxes € 51,195 € 39,393 € 72,032 € 7,800 ▼ 89%
Equity € 337,476 € 376,869 € 448,901 € 342,477 ▼ 24%
Total debts € 296,430 € 404,421 € 373,574 € 1,140,594 ▲ 205%
Cash € 46,493 € 14,462 € 91,525 € 78,272 ▼ 14%
Land & buildings - - - € 665,334
Retained profit € 318,884 € 358,277 € 430,309 € 323,885 ▼ 25%
Dividend € 0 € 0 € 0 € 114,224
Bank debt € 188,583 € 146,937 € 105,751 € 792,211 ▲ € 686,461
Balance sheet total € 633,906 € 781,290 € 822,475 € 1,483,071 ▲ 80%
Employees (FTE) 1 1 1.9 2.6 ▲ 0.7

Key figures of FOBIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FOBIA?

What happened at FOBIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 7,800 (▼ 89% vs 2024). filed late Source: NBB ↗
  • New establishment in Alveringem. KBO
  • Start of the company according to the CBE. KBO

In short

From € 51,195 profit in 2022 to € 7,800 profit in 2025.

Paid € 71,164 in corporate taxes since 2022.

Best year ever: 2024, with € 72,032 profit.

On average € 153,300 of value added per employee in 2025.

Management

Sylvie PLASMAN Cristian PROVOOST
FOBIA

Behind FOBIA are Sylvie PLASMAN and Cristian PROVOOST.

Directors

According to the 2025 annual accounts

Sylvie PLASMAN

Director

Cristian PROVOOST

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Groenestraat 5

8691 Alveringem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0460.585.001
VAT number
BE 0460.585.001
Registered office
Groenestraat 5, 8691 Alveringem
Names & denominations
FOBIA
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
29 April 1997
Peppol
Active · Active since 27 Dec 2025
Activities · NACE

Dakwerkzaamheden

Dakbedekking en bouw van dakconstructies

Stukadoorswerk

Overige werkzaamheden in verband met de afwerking van gebouwen

Metselwerk

Uitvoeren van metsel- en voegwerken

Frequently asked questions

What does FOBIA do?
FOBIA is a specialised building contractor in Alveringem. Private Limited, started on 29 April 1997, 1 establishment.
What is the address of FOBIA?
The registered office of FOBIA is located at Groenestraat 5, 8691 Alveringem.
Is FOBIA still active?
Yes. According to the CBE (30 October 2026) FOBIA is active, legal situation “Normale toestand”, started on 29 April 1997.
Is FOBIA registered on Peppol?
Yes, FOBIA is registered on the Peppol network with ID 0208:0460585001.
What is the enterprise number of FOBIA?
The enterprise number of FOBIA is BE0460585001.
When was FOBIA founded?
FOBIA was founded on 29 April 1997.