Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2024; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 6.9 to 4.7.
Financials
Financial year 2024
INSURES BELGIUM from Brussel, company number BE0460561938, closed financial year 2024 with a result of € 387,375 after tax. For that financial year INSURES BELGIUM recorded a gross margin of € 1.1 million and equity of € 1.3 million. Compared with financial year 2023, the result moved from € 92,911 to € 387,375. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on November 17, 2025.
€ 1.3 million
▲ 44% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 387,375
▲ € 294,464 vs 2023
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 1.2 million.
People and assets in 2024
4.7
▼ 0.3 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 387,610
▲ 11% vs 2023
€ 82,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,055
▼ 55% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 13,331
▼ 94% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 65,282
▲ 67% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 838,870 | € 933,352 | € 787,142 | € 1,131,463 | ▲ 44% |
| Profit after taxes | € 293,041 | € 279,391 | € 92,911 | € 387,375 | ▲ € 294,464 |
| Equity | € 498,372 | € 777,764 | € 870,675 | € 1,258,050 | ▲ 44% |
| Total debts | € 214,260 | € 4,071,185 | € 3,960,447 | € 3,508,964 | ▼ 11% |
| Retained profit | € 435,767 | € 715,158 | € 808,070 | € 1,195,445 | ▲ 48% |
| Bank debt | € 439 | € 0 | € 384 | € 0 | ▼ 100% |
| Balance sheet total | € 712,633 | € 4,848,949 | € 4,831,122 | € 4,767,015 | ▼ 1% |
| Employees (FTE) | 5.9 | 6.9 | 5 | 4.7 | ▼ 0.3 |
Key figures of INSURES BELGIUM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to INSURES BELGIUM?
What happened at INSURES BELGIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Near Consult SRL stepped down as director. NBB
- Be Tycoon Real Estate & Finance SRL stepped down as director. NBB
- Emeria Benelux SA stepped down as director. NBB
- New annual accounts for financial year 2024: profit of € 387,375 (▲ € 294,464 vs 2023). filed late Source: NBB ↗
- New establishment in Gent. KBO
- Near Consult SRL became a director. NBB
- New establishment in Brussel. KBO
- Be Tycoon Real Estate & Finance SRL became a director. NBB
In short
From € 293,041 profit in 2021 to € 387,375 profit in 2024.
Paid € 459,526 in corporate taxes since 2021.
Best year ever: 2024, with € 387,375 profit.
On average € 240,700 of value added per employee in 2024.
A new publication or filing at INSURES BELGIUM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of EMERIA BELGIUM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INSURES BELGIUMThe shares are held by EMERIA BELGIUM (100%). It owns 100% of Insures Vlaanderen itself.
Directors
According to the 2024 annual accounts
Director · represented by Nicolas Renders
Also active at: TREVI SERVICES-GROUPE IMMOBILIER DE SERVICES, TREVI BRUXELLES, GESTIMASS, OFFICE DES PROPRIETAIRES WALLONIE, TREVI VLAANDEREN, VM Vastgoedbeheer, OFFICE DES PROPRIETAIRES VLAANDEREN, Insures +21 more
since 2022 · until 2026
Be Tycoon Real Estate & Finance SRL
Director · represented by Raphaël De Plaen
Also active at: TREVI SERVICES-GROUPE IMMOBILIER DE SERVICES, TREVI BRUXELLES, GESTIMASS, OFFICE DES PROPRIETAIRES WALLONIE, TREVI VLAANDEREN, VM Vastgoedbeheer, OFFICE DES PROPRIETAIRES VLAANDEREN, Insures +21 more
since 2021 · until 2026
Director · represented by Guillaume Jacques Pinte
Also active at: TREVI SERVICES-GROUPE IMMOBILIER DE SERVICES, TREVI BRUXELLES, OFFICE DES PROPRIETAIRES WALLONIE, TREVI VLAANDEREN, VM Vastgoedbeheer, OFFICE DES PROPRIETAIRES VLAANDEREN, Insures, WOONSERVICE +15 more
since 2021 · until 2026
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Vilain XIIII-straat 53/55
1000 Brussel
Vilain XIIII-straat 53-55
1000 Brussel
Active since 1 March 2022
Poortakkerstraat 91 box 5
9051 Gent
Active since 15 September 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0460.561.938
- VAT number
- BE 0460.561.938
- Registered office
- Vilain XIIII-straat 53/55, 1000 Brussel
- Names & denominations
- INSURES BELGIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 1997
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- insures.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis