Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERZEKERINGEN BART PAUWELS from Puurs-Sint-Amands, company number BE0460556493, closed financial year 2025 with a result of € 36,300 after tax. For that financial year VERZEKERINGEN BART PAUWELS recorded a gross margin of € 95,376 and equity of € 608,176. Compared with financial year 2024, the result moved from € 177,905 to € 36,300. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 608,176
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,300
▼ 80% vs 2024
Profit after tax over the fiscal year.
€ 59,006
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 74,474 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 5,428
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 73,692
▼ 27% vs 2024
€ 30,155 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,699
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,039
▲ 29% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 163,745 | € 49,721 | € 96,750 | € 95,376 | ▼ 1% |
| Profit after taxes | € 81,423 | € -452 | € 177,905 | € 36,300 | ▼ 80% |
| Equity | € 741,069 | € 543,229 | € 646,350 | € 608,176 | ▼ 6% |
| Total debts | € 446,924 | € 817,759 | € 409,402 | € 311,989 | ▼ 24% |
| Cash | € 72,416 | € 136,011 | € 88,038 | € 59,006 | ▼ 33% |
| Land & buildings | € 869,146 | € 896,557 | € 862,609 | € 833,009 | ▼ 3% |
| Retained profit | € 722,469 | € 524,629 | € 627,750 | € 589,576 | ▼ 6% |
| Dividend | € 0 | € 197,388 | € 74,783 | € 74,474 | |
| Bank debt | € 163,268 | € 134,897 | € 100,582 | € 73,692 | ▼ 27% |
| Balance sheet total | € 1,187,993 | € 1,360,988 | € 1,055,752 | € 920,165 | ▼ 13% |
Key figures of VERZEKERINGEN BART PAUWELS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN BART PAUWELS?
What happened at VERZEKERINGEN BART PAUWELS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 36,300 (▼ 80% vs 2024). filed late Source: NBB ↗
- New establishment in Puurs-Sint-Amands. KBO
- Start of the company according to the CBE. KBO
In short
From € 81,423 profit in 2022 to € 36,300 profit in 2025.
Paid € 80,330 in corporate taxes since 2022.
Best year ever: 2024, with € 177,905 profit.
Paid out € 346,646 in dividends to the owners in total.
A new publication or filing at VERZEKERINGEN BART PAUWELS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGEN BART PAUWELS is Bart Pauwels.
Directors
According to the 2025 annual accounts
Bart Pauwels
Director
Establishments
Establishment units
Physical locations of this company
Oppuursdorp(OPP) 78
2890 Puurs-Sint-Amands
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0460.556.493
- VAT number
- BE 0460.556.493
- Registered office
- Oppuursdorp(OPP) 78, 2890 Puurs-Sint-Amands
- Names & denominations
- VERZEKERINGEN BART PAUWELS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 1997
- Peppol
- Active · Active since 26 Jan 2026
- Contact
- sekuurdvv.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen