Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO - ANFRA from La Louvière, company number BE0460552040, closed financial year 2025 with a result of € 1,865 after tax. For that financial year IMMO - ANFRA recorded a gross margin of € 26,300 and equity of € 54,315. Compared with financial year 2024, the result moved from € 1,291 to € 1,865. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 54,315
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,865
▲ 44% vs 2024
Profit after tax over the fiscal year.
€ 3,724
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 7,519 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 70,594
▼ 20% vs 2024
€ 16,425 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,814
Supplier invoices still open on the last day of the fiscal year.
€ 6,001
▲ 29% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 28,159 | € 26,865 | € 27,065 | € 26,300 | ▼ 3% |
| Profit after taxes | € 1,630 | € 1,025 | € 1,291 | € 1,865 | ▲ 44% |
| Equity | € 71,995 | € 66,319 | € 59,969 | € 54,315 | ▼ 9% |
| Total debts | € 141,732 | € 120,694 | € 101,014 | € 86,934 | ▼ 14% |
| Cash | € 33,677 | € 17,770 | € 7,775 | € 3,724 | ▼ 52% |
| Land & buildings | € 188,016 | € 172,275 | € 156,533 | € 140,791 | ▼ 10% |
| Retained profit | € 53,395 | € 47,719 | € 41,369 | € 35,715 | ▼ 14% |
| Dividend | € 7,000 | € 6,700 | € 7,642 | € 7,519 | ▼ 2% |
| Bank debt | € 125,098 | € 107,112 | € 88,713 | € 70,594 | ▼ 20% |
| Balance sheet total | € 239,893 | € 210,268 | € 181,327 | € 158,681 | ▼ 12% |
Key figures of IMMO - ANFRA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO - ANFRA?
What happened at IMMO - ANFRA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,865 (▲ 44% vs 2024). Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,630 profit in 2022 to € 1,865 profit in 2025.
Paid € 13,758 in corporate taxes since 2022.
Best year ever: 2025, with € 1,865 profit.
Paid out € 28,861 in dividends to the owners in total.
Management
Behind IMMO - ANFRA is Anne GHYS.
Directors
According to the 2025 annual accounts
Anne GHYS
Director
Establishments
Establishment units
Physical locations of this company
Rue Salvotte(H-A) 27
7110 La Louvière
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.552.040
- VAT number
- BE 0460.552.040
- Registered office
- Rue Salvotte(H-A) 27, 7110 La Louvière
- Names & denominations
- IMMO - ANFRA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 April 1997
- Peppol
- Not registered