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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2026
ROMAN Jean-Luc from Saint-Ghislain, company number BE0460538677, closed financial year 2026 with a result of € 183 after tax. For that financial year ROMAN Jean-Luc recorded revenue of € 246,198 and equity of € 104,575. Compared with financial year 2025, the result moved from € 23,741 to € 183. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 104,575
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 183
▼ 99% vs 2025
Profit after tax over the fiscal year.
€ 15,860
▼ 69% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 85,975.
People and assets in 2026
€ 37,396
▲ 176% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 40,744
▼ 22% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 7,362
▲ € 6,543 vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | € 191,225 | € 196,645 | € 243,502 | € 246,198 | ▲ 1% |
| Gross margin | € 76,362 | € 51,663 | € 67,567 | € 72,632 | ▲ 7% |
| Profit after taxes | € 7,965 | € 14,209 | € 23,741 | € 183 | ▼ 99% |
| Equity | € 76,442 | € 90,651 | € 104,392 | € 104,575 | |
| Total debts | € 18,113 | € 38,316 | € 34,109 | € 7,362 | ▼ 78% |
| Cash | € 27,221 | € 83,599 | € 50,884 | € 15,860 | ▼ 69% |
| Land & buildings | € 10,959 | € 8,955 | € 6,952 | € 4,936 | ▼ 29% |
| Retained profit | € 57,842 | € 72,051 | € 85,792 | € 85,975 | |
| Dividend | € 0 | € 0 | € 10,000 | € 0 | ▼ 100% |
| Bank debt | € 10,403 | € 5,635 | € 810 | € 0 | ▼ 100% |
| Balance sheet total | € 94,555 | € 128,967 | € 138,501 | € 111,937 | ▼ 19% |
Key figures of ROMAN Jean-Luc, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 1 August 2027.
What happened to ROMAN Jean-Luc?
What happened at ROMAN Jean-Luc in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 183 (▼ 99% vs 2025). Source: NBB ↗
- New establishment in Saint-Ghislain. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,965 profit in 2023 to € 183 profit in 2026.
Paid € 30,604 in corporate taxes since 2023.
Best year ever: 2025, with € 23,741 profit.
Paid out € 10,000 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Rue Jules Ruelle(S) 10
7332 Saint-Ghislain
Rue Albert Bériot(S) 25
7332 Saint-Ghislain
Active since 12 May 1997
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.538.677
- VAT number
- BE 0460.538.677
- Registered office
- Rue Jules Ruelle(S) 10, 7332 Saint-Ghislain
- Names & denominations
- ROMAN Jean-Luc
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 May 1997
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars