Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
LA CAMBRE FINANCE from Elsene, company number BE0460528185, closed financial year 2025 with a result of € 47,024 after tax. For that financial year LA CAMBRE FINANCE recorded a gross margin of € 318,904 and equity of € 73,523. Compared with financial year 2024, the result moved from € 73,375 to € 47,024. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 73,523
▲ 177% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 47,024
▼ 36% vs 2024
Profit after tax over the fiscal year.
€ 28,261
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 54,931.
People and assets in 2025
2.7
Average over the fiscal year, from the social balance sheet.
€ 330,009
▲ 29% vs 2024
€ 122,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,772
▲ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 99,541
▲ 139% vs 2024
€ 43,015 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 105,962
▲ 249% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 64,525
▲ 185% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 454,691 | € 370,250 | € 399,433 | € 318,904 | ▼ 20% |
| Profit after taxes | € 125,210 | € 55,265 | € 73,375 | € 47,024 | ▼ 36% |
| Equity | € 167,860 | € 183,124 | € 26,499 | € 73,523 | ▲ 177% |
| Total debts | € 231,048 | € 149,443 | € 365,219 | € 270,479 | ▼ 26% |
| Cash | € 15,771 | € 6,910 | € 32,368 | € 28,261 | ▼ 13% |
| Retained profit | € 149,268 | € 164,532 | € 7,907 | € 54,931 | ▲ € 47,024 |
| Dividend | € 100,000 | € 40,000 | € 230,000 | € 0 | ▼ 100% |
| Bank debt | € 106,270 | € 75,594 | € 41,578 | € 99,541 | ▲ 139% |
| Balance sheet total | € 398,908 | € 332,568 | € 391,718 | € 344,002 | ▼ 12% |
| Employees (FTE) | - | - | - | 2.7 |
Key figures of LA CAMBRE FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LA CAMBRE FINANCE?
What happened at LA CAMBRE FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 47,024 (▼ 36% vs 2024). filed late Source: NBB ↗
- THP Consult SRL became a director. NBB
- Feeflouz SRL became a director. NBB
- Catena Montana SRL became a director. NBB
- Charlotte van Swieten stepped down as director. NBB
- Philippe Eyben stepped down as director. NBB
- Coockie & Co SRL stepped down as director. NBB
- Charlotte van Swieten became a director. NBB
In short
From € 125,210 profit in 2022 to € 47,024 profit in 2025.
Paid € 125,299 in corporate taxes since 2022.
Best year ever: 2022, with € 125,210 profit.
On average € 118,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Coockie & Co, CATENA MONTANA, THP CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LA CAMBRE FINANCEBehind LA CAMBRE FINANCE are THP Consult SRL, Feeflouz SRL and Catena Montana SRL. The shares are held by Coockie & Co (100%), CATENA MONTANA (25.1%) and THP CONSULT (25.1%).
Directors
According to the 2025 annual accounts
Director · represented by Thibault Plomteux
since 2025
Director · represented by Grégory Hermal
Also active at: Finance and Solutions, SQUARE INSURANCE
since 2025
Director · represented by Laurent Hees
since 2025
since 2024 · until 2025
since 2017 · until 2025
since 2017 · until 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gen.Dossin de St.Georgeslaan 13-15
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.528.185
- VAT number
- BE 0460.528.185
- Registered office
- Gen.Dossin de St.Georgeslaan 13-15, 1050 Elsene
- Names & denominations
- LA CAMBRE FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 1997
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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