Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZIVA IMMO from Denderleeuw, company number BE0460513834, closed financial year 2025 with a result of € 49,399 after tax. For that financial year ZIVA IMMO recorded a gross margin of € 126,138 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 159,005 to € 49,399. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 18, 2025.
€ 1.1 million
▼ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49,399
▼ 69% vs 2024
Profit after tax over the fiscal year.
€ 102,043
▲ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 653,596 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 8,471
▼ 92% vs 2024
Loans from banks and other lenders, long and short.
€ 8,903
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,459
▲ 61% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 260,754 | € 154,411 | € 279,476 | € 126,138 | ▼ 55% |
| Profit after taxes | € 77,007 | € 72,026 | € 159,005 | € 49,399 | ▼ 69% |
| Equity | € 1,498,411 | € 1,570,438 | € 1,729,443 | € 1,125,246 | ▼ 35% |
| Total debts | € 566,066 | € 560,337 | € 570,587 | € 1,295,546 | ▲ 127% |
| Cash | € 95,914 | € 42,986 | € 61,112 | € 102,043 | ▲ 67% |
| Land & buildings | € 1,122,215 | € 1,077,870 | € 1,038,888 | € 1,000,489 | ▼ 4% |
| Retained profit | € 1,051,072 | € 1,123,099 | € 1,282,104 | € 677,907 | ▼ 47% |
| Dividend | € 0 | € 0 | € 0 | € 653,596 | |
| Bank debt | € 310,309 | € 210,367 | € 109,759 | € 8,471 | ▼ 92% |
| Balance sheet total | € 2,064,477 | € 2,130,774 | € 2,300,030 | € 2,420,792 | ▲ 5% |
Key figures of ZIVA IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to ZIVA IMMO?
What happened at ZIVA IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 49,399 (▼ 69% vs 2024). Source: NBB ↗
- New establishment in Denderleeuw. KBO
- Joeri Becque became a director. NBB
- Paul Becque became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 77,007 profit in 2022 to € 49,399 profit in 2025.
Paid € 159,073 in corporate taxes since 2022.
Best year ever: 2024, with € 159,005 profit.
Paid out € 653,596 in dividends to the owners in total.
Management
Behind ZIVA IMMO are Joeri Becque and Paul Becque. It owns 99.5% of Mats Bikes Bv and 50% of Bike Center Roosdaal Bv itself.
Directors
According to the 2025 annual accounts
since 2009
Paul Becque
Director
since 2009
Establishments
Establishment units
Physical locations of this company
Iddergemstraat 14
9470 Denderleeuw
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.513.834
- VAT number
- BE 0460.513.834
- Registered office
- Iddergemstraat 14, 9470 Denderleeuw
- Names & denominations
- ZIVA IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 1997
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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