What does INTERNATIONAL FINANCE AND MANAGEMENT do?

INTERNATIONAL FINANCE AND MANAGEMENT is a market trader in Kortenberg. Private Limited, started on 16 April 1997, 1 establishment.

What is the address of INTERNATIONAL FINANCE AND MANAGEMENT?

The registered office of INTERNATIONAL FINANCE AND MANAGEMENT is located at Nachtegalenlaan 8, 3078 Kortenberg.

Is INTERNATIONAL FINANCE AND MANAGEMENT still active?

Yes. According to the CBE (29 September 2026) INTERNATIONAL FINANCE AND MANAGEMENT is active, legal situation “Normale toestand”, started on 16 April 1997.

Is INTERNATIONAL FINANCE AND MANAGEMENT registered on Peppol?

Yes, INTERNATIONAL FINANCE AND MANAGEMENT is registered on the Peppol network with ID 0208:0460491167.

What is the enterprise number of INTERNATIONAL FINANCE AND MANAGEMENT?

The enterprise number of INTERNATIONAL FINANCE AND MANAGEMENT is BE0460491167.

When was INTERNATIONAL FINANCE AND MANAGEMENT founded?

INTERNATIONAL FINANCE AND MANAGEMENT was founded on 16 April 1997.

Who are the directors of INTERNATIONAL FINANCE AND MANAGEMENT?

According to the 2025 annual accounts, the directors of INTERNATIONAL FINANCE AND MANAGEMENT are: Christofe Jacobs, Raymond VANDEVELDE.

Is INTERNATIONAL FINANCE AND MANAGEMENT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 April 1997; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did INTERNATIONAL FINANCE AND MANAGEMENT make in 2025?

INTERNATIONAL FINANCE AND MANAGEMENT posted a profit after taxes of € 3,709 in financial year 2025.

What is the revenue of INTERNATIONAL FINANCE AND MANAGEMENT?

As a small company, INTERNATIONAL FINANCE AND MANAGEMENT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 4,159.

INTERNATIONAL FINANCE AND MANAGEMENT (Private Limited)

Dossier INTERNATIONAL FINANCE AND MANAGEMENT, printed on 29 September 2026 from databakkes.be/en/0460491167/international-finance-and-management. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

INTERNATIONAL FINANCE AND MANAGEMENT from Kortenberg, company number BE0460491167, closed financial year 2025 with a result of € 3,709 after tax. For that financial year INTERNATIONAL FINANCE AND MANAGEMENT recorded a gross margin of € 4,159 and equity of € -44,792. Compared with financial year 2024, the result moved from € -3,969 to € 3,709. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Caution

€ -44,792

▲ € 3,709 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 3,709

▲ still € 3,969 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,899

▲ € 8,828 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -63,384.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 131

▼ 91% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 571

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 21,107 Gross margin 2022: € 21,107 First fiscal year in the series	€ 8,770 Gross margin 2023: € 8,770 ▼ 58% vs 2022 (€ 21,107) Unfavourable step	€ -3,706 Gross margin 2024: € -3,706 ▼ € 12,476 vs 2023 (€ 8,770) Unfavourable step	€ 4,159 Gross margin 2025: € 4,159 ▲ € 7,865 vs 2024 (€ -3,706) Favourable step	▲ € 7,865
Profit after taxes	€ 20,383 Profit after taxes 2022: € 20,383 First fiscal year in the series	€ 8,262 Profit after taxes 2023: € 8,262 ▼ 59% vs 2022 (€ 20,383) Unfavourable step	€ -3,969 Profit after taxes 2024: € -3,969 ▼ € 12,231 vs 2023 (€ 8,262) Unfavourable step	€ 3,709 Profit after taxes 2025: € 3,709 ▲ € 7,678 vs 2024 (€ -3,969) Favourable step	▲ € 7,678
Equity	€ -52,795 Equity 2022: € -52,795 First fiscal year in the series	€ -44,532 Equity 2023: € -44,532 ▲ € 8,262 vs 2022 (€ -52,795) Favourable step	€ -48,501 Equity 2024: € -48,501 ▼ € 3,969 vs 2023 (€ -44,532) Unfavourable step	€ -44,792 Equity 2025: € -44,792 ▲ € 3,709 vs 2024 (€ -48,501) Favourable step	▲ € 3,709
Total debts	€ 74,467 Total debts 2022: € 74,467 First fiscal year in the series	€ 60,575 Total debts 2023: € 60,575 ▼ 19% vs 2022 (€ 74,467) Favourable step	€ 62,104 Total debts 2024: € 62,104 ▲ 3% vs 2023 (€ 60,575) Unfavourable step	€ 61,231 Total debts 2025: € 61,231 ▼ 1% vs 2024 (€ 62,104) Favourable step	▼ 1%
Cash	€ 12,845 Cash 2022: € 12,845 First fiscal year in the series	€ 2,557 Cash 2023: € 2,557 ▼ 80% vs 2022 (€ 12,845) Unfavourable step	€ 1,071 Cash 2024: € 1,071 ▼ 58% vs 2023 (€ 2,557) Unfavourable step	€ 9,899 Cash 2025: € 9,899 ▲ € 8,828 vs 2024 (€ 1,071) Favourable step	▲ € 8,828
Retained profit	€ -71,387 Retained profit 2022: € -71,387 First fiscal year in the series	€ -63,124 Retained profit 2023: € -63,124 ▲ € 8,262 vs 2022 (€ -71,387) Favourable step	€ -67,093 Retained profit 2024: € -67,093 ▼ € 3,969 vs 2023 (€ -63,124) Unfavourable step	€ -63,384 Retained profit 2025: € -63,384 ▲ € 3,709 vs 2024 (€ -67,093) Favourable step	▲ € 3,709
Balance sheet total	€ 21,672 Balance sheet total 2022: € 21,672 First fiscal year in the series	€ 16,042 Balance sheet total 2023: € 16,042 ▼ 26% vs 2022 (€ 21,672) Unchanged	€ 13,603 Balance sheet total 2024: € 13,603 ▼ 15% vs 2023 (€ 16,042) Unchanged	€ 16,439 Balance sheet total 2025: € 16,439 ▲ 21% vs 2024 (€ 13,603) Unchanged	▲ 21%

Key figures of INTERNATIONAL FINANCE AND MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INTERNATIONAL FINANCE AND MANAGEMENT?

What happened at INTERNATIONAL FINANCE AND MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 3,709. filed late Source: NBB ↗
Oct 24, 1997 New establishment in Wezembeek-Oppem. KBO
Apr 16, 1997 Start of the company according to the CBE. KBO

In short

From € 20,383 profit in 2022 to € 3,709 profit in 2025.

Best year ever: 2022, with € 20,383 profit.

Original PDFs at the National Bank ↗

A new publication or filing at INTERNATIONAL FINANCE AND MANAGEMENT? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Christofe Jacobs Raymond VANDEVELDE

STREAMLINE PROJECTS

INTERNATIONAL FINANCE AND MANAGEMENT

Behind INTERNATIONAL FINANCE AND MANAGEMENT are Christofe Jacobs and Raymond VANDEVELDE. Christofe Jacobs is also behind STREAMLINE PROJECTS.

See the full network in the app

Directors

According to the 2025 annual accounts

Christofe Jacobs

Director

Also active at: STREAMLINE PROJECTS

Raymond VANDEVELDE

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Nachtegalenlaan 8

3078 Kortenberg

2.083.932.063

Renbaanlaan 232

1970 Wezembeek-Oppem

Active since 24 October 1997

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Groenkomitee Kortenberg

STREAMLINE PROJECTS same network

€ 66,874 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0460.491.167

VAT number

BE 0460.491.167

Registered office

Nachtegalenlaan 8, 3078 Kortenberg

Names & denominations

INTERNATIONAL FINANCE AND MANAGEMENT · I.F.M.

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

16 April 1997

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)

Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)

Bouw van andere civieltechnische werken, neg

View on CBE Public ↗ Annual accounts (NBB) ↗