Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bakkerij Vandevelde from Kortenaken, company number BE0460229861, closed financial year 2025 with a result of € -17,915 after tax. For that financial year Bakkerij Vandevelde recorded a gross margin of € 314,175 and equity of € -58,640. Compared with financial year 2024, the result moved from € -34,853 to € -17,915. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -58,640
▼ € 17,915 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,915
▲ 49 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,367
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,192.
People and assets in 2025
7.6
Average over the fiscal year, from the social balance sheet.
€ 226,853
▼ 3% vs 2024
€ 29,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,890
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 360,071
▼ 14% vs 2024
€ 122,237 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 59,170
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,660
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 327,982 | € 336,833 | € 304,613 | € 314,175 | ▲ 3% |
| Profit after taxes | € 4,801 | € -4,843 | € -34,853 | € -17,915 | ▲ € 16,938 |
| Equity | € -1,029 | € -5,872 | € -40,724 | € -58,640 | ▼ € 17,915 |
| Total debts | € 717,538 | € 604,512 | € 534,079 | € 454,882 | ▼ 15% |
| Cash | € 12,734 | € 20,240 | € 16,890 | € 8,367 | ▼ 50% |
| Land & buildings | € 302,557 | € 268,989 | € 355,658 | € 291,576 | ▼ 18% |
| Retained profit | € -19,581 | € -24,424 | € -59,277 | € -77,192 | ▼ € 17,915 |
| Bank debt | € 554,873 | € 477,469 | € 419,248 | € 360,071 | ▼ 14% |
| Balance sheet total | € 716,509 | € 598,640 | € 493,355 | € 396,242 | ▼ 20% |
| Employees (FTE) | 6.7 | 7.6 | - | 7.6 |
Key figures of Bakkerij Vandevelde, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bakkerij Vandevelde?
What happened at Bakkerij Vandevelde in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,915. filed late Source: NBB ↗
- New establishment in Glabbeek. KBO
- New establishment in Tienen. KBO
- New establishment in Linter. KBO
- New establishment in Kortenaken. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,801 profit in 2022 to € 17,915 loss in 2025.
Paid € 1,129 in corporate taxes since 2022.
Best year ever: 2022, with € 4,801 profit.
On average € 41,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bakkerij Vandevelde is Kris Vandevelde.
Directors
According to the 2025 annual accounts
Kris Vandevelde
Director
Establishments
Establishment units
Physical locations of this company
Gelbergenstraat 41
3471 Kortenaken
Sint-Kwintensstraat(WOM) 2
3350 Linter
Active since 1 January 2012
Sint-Genovevaplein(OPL) 20
3300 Tienen
Active since 24 March 2018
Schoolstraat 14
3380 Glabbeek
Active since 19 November 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.229.861
- VAT number
- BE 0460.229.861
- Registered office
- Gelbergenstraat 41, 3471 Kortenaken
- Names & denominations
- Bakkerij Vandevelde
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 1997
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen
Industriële bakkerijen
Industriële vervaardiging van brood en van vers banketbakkerswerk