Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
TOP-CONCEPT from Waregem, company number BE0460221646, closed financial year 2025 with a result of € 55,022 after tax. For that financial year TOP-CONCEPT recorded a gross margin of € 868,803 and equity of € 575,254. Compared with financial year 2024, the result moved from € 117,358 to € 55,022. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 575,254
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 55,022
▼ 53% vs 2024
Profit after tax over the fiscal year.
€ 43,369
▲ 276% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 569,054.
People and assets in 2025
5.4
▼ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 529,840
▼ 2% vs 2024
€ 98,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 369,315
▼ 10% vs 2024
Of which on lease € 351,993.
Debts at end 2025
€ 1.3 million
▼ 12% vs 2024
€ 115,418 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 288,143
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 83,025
▲ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 570,702 | € 846,177 | € 865,183 | € 868,803 | |
| Profit after taxes | € 77,940 | € 93,085 | € 117,358 | € 55,022 | ▼ 53% |
| Equity | € 309,788 | € 402,874 | € 520,231 | € 575,254 | ▲ 11% |
| Total debts | € 1,378,050 | € 1,513,888 | € 1,944,309 | € 1,705,507 | ▼ 12% |
| Cash | € 56,163 | € 66,119 | € 11,536 | € 43,369 | ▲ 276% |
| Land & buildings | € 608,163 | € 732,064 | € 1,255,933 | € 1,218,082 | ▼ 3% |
| Retained profit | € 303,588 | € 396,674 | € 514,031 | € 569,054 | ▲ 11% |
| Bank debt | € 1,050,614 | € 1,113,903 | € 1,512,139 | € 1,334,339 | ▼ 12% |
| Balance sheet total | € 1,687,838 | € 1,916,761 | € 2,464,541 | € 2,280,761 | ▼ 7% |
| Employees (FTE) | 5.3 | 6.7 | 6.7 | 5.4 | ▼ 1.3 |
Key figures of TOP-CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOP-CONCEPT?
What happened at TOP-CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 55,022 (▼ 53% vs 2024). Source: NBB ↗
- Filip Van Tongel became a director. NBB
- Maram BV became a director. NBB
- New establishment in Waregem. KBO
- Start of the company according to the CBE. KBO
In short
From € 77,940 profit in 2022 to € 55,022 profit in 2025.
Paid € 173,164 in corporate taxes since 2022.
Best year ever: 2024, with € 117,358 profit.
On average € 160,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TOP-CONCEPT are Filip Van Tongel and Maram BV. Maram BV is also behind FLANDERS INVEST PROJECTS and CHRIVAN.
Directors
According to the 2025 annual accounts
Filip Van Tongel
Director
since 2025
since 2017
Establishments
Establishment units
Physical locations of this company
Kortrijkseweg 361 box B05
8791 Waregem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
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€ -79,790 gross margin · 2025
BozKurt
€ 471,811 gross margin · 2024
Vereniging van mede-eigenaars van het Bedrijvenpark Goossens
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0460.221.646
- VAT number
- BE 0460.221.646
- Registered office
- Kortrijkseweg 361 bus B05, 8791 Waregem
- Names & denominations
- TOP-CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 March 1997
- Peppol
- Active · Active since 22 Dec 2025
- Contact
- hndrxxautomotive.be +32492128422
- Activities · NACE
Groothandel in behang en onderhoudsproducten
Groothandel in reinigingsmiddelen
Activiteiten van reclamebureaus
Publiciteitsagentschappen