Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LE COIN GOURMAND from Perwez, company number BE0460178094, closed financial year 2025 with a result of € 41,430 after tax. For that financial year LE COIN GOURMAND recorded a gross margin of € 356,452 and equity of € 2.3 million. Compared with financial year 2024, the result moved from € 144,061 to € 41,430. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 2.3 million
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 41,430
▼ 71% vs 2024
Profit after tax over the fiscal year.
€ 19,913
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
€ 1,214
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▼ 17% vs 2024
€ 238,529 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 17,827
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,631
▼ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 401,348 | € 531,052 | € 505,731 | € 356,452 | ▼ 30% |
| Profit after taxes | € 105,607 | € 216,646 | € 144,061 | € 41,430 | ▼ 71% |
| Equity | € 1,355,096 | € 1,541,742 | € 1,685,803 | € 2,302,286 | ▲ 37% |
| Total debts | € 3,490,916 | € 3,012,800 | € 3,046,729 | € 3,627,145 | ▲ 19% |
| Cash | € 18,562 | € 11,298 | € 18,244 | € 19,913 | ▲ 9% |
| Land & buildings | € 4,310,737 | € 3,982,397 | € 4,076,257 | € 5,356,207 | ▲ 31% |
| Retained profit | € 393,096 | € 579,742 | € 723,803 | € 1,340,286 | ▲ 85% |
| Dividend | € 30,000 | € 30,000 | € 0 | € 0 | |
| Bank debt | € 2,579,977 | € 2,275,501 | € 2,457,876 | € 2,036,416 | ▼ 17% |
| Balance sheet total | € 4,846,012 | € 4,554,542 | € 4,732,532 | € 6,120,631 | ▲ 29% |
Key figures of LE COIN GOURMAND, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LE COIN GOURMAND?
What happened at LE COIN GOURMAND in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sylvie MOINIL stepped down as director. NBB
- John REMACLE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 41,430 (▼ 71% vs 2024). Source: NBB ↗
- Sylvie MOINIL became a director. NBB
- John REMACLE became a director. NBB
- New establishment in Perwez. KBO
- Start of the company according to the CBE. KBO
In short
From € 105,607 profit in 2022 to € 41,430 profit in 2025.
Paid € 168,362 in corporate taxes since 2022.
Best year ever: 2023, with € 216,646 profit.
Paid out € 60,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Sylvie MOINIL
Director
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Chaussée de Charleroi 37
1360 Perwez
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.178.094
- VAT number
- BE 0460.178.094
- Registered office
- Chaussée de Charleroi 37, 1360 Perwez
- Names & denominations
- LE COIN GOURMAND
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 1997
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Vervaardiging van cacao, chocolade en suikerwerk
Detailhandel in brood-, banketbakkerswerk en suikerwerk