Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
OLIVER'S FINANCE from Zaventem, company number BE0460126428, closed financial year 2025 with a result of € -69,514 after tax. For that financial year OLIVER'S FINANCE recorded a gross margin of € 4,171 and equity of € 809,687. Compared with financial year 2024, the result moved from € -51,949 to € -69,514. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 809,687
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -69,514
▼ 34 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,581
▼ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 785,517.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 2,180
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 501,649
▼ 12% vs 2024
€ 68,605 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 4,812
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 182,324 | € -41,320 | € 24,088 | € 4,171 | ▼ 83% |
| Profit after taxes | € 80,780 | € -109,783 | € -51,949 | € -69,514 | ▼ € 17,566 |
| Equity | € 1,040,933 | € 931,150 | € 879,201 | € 809,687 | ▼ 8% |
| Total debts | € 546,468 | € 646,186 | € 605,237 | € 515,478 | ▼ 15% |
| Cash | € 189,269 | € 33,370 | € 35,471 | € 8,581 | ▼ 76% |
| Land & buildings | € 1,010,056 | € 1,106,419 | € 1,054,044 | € 1,002,804 | ▼ 5% |
| Retained profit | € 1,016,763 | € 906,980 | € 855,031 | € 785,517 | ▼ 8% |
| Bank debt | € 528,012 | € 579,252 | € 568,734 | € 501,649 | ▼ 12% |
| Balance sheet total | € 1,598,733 | € 1,587,914 | € 1,494,260 | € 1,334,231 | ▼ 11% |
Key figures of OLIVER'S FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OLIVER'S FINANCE?
What happened at OLIVER'S FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 69,514. Source: NBB ↗
- Olivier FONTAINE became a director. NBB
- MATTHIEU NEMERY DE BELLEVAUX became a director. NBB
- New establishment in Zaventem. KBO
- Start of the company according to the CBE. KBO
In short
From € 80,780 profit in 2022 to € 69,514 loss in 2025.
Paid € 32,250 in corporate taxes since 2022.
Best year ever: 2022, with € 80,780 profit.
A new publication or filing at OLIVER'S FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of NSF Immo comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
OLIVER'S FINANCEBehind OLIVER'S FINANCE are Olivier FONTAINE and MATTHIEU NEMERY DE BELLEVAUX. The shares are held by NSF Immo (25.9%).
Directors
According to the 2025 annual accounts
since 2023
since 2023
Shareholders
25.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Windmolenlaan 11
1933 Zaventem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.126.428
- VAT number
- BE 0460.126.428
- Registered office
- Windmolenlaan 11, 1933 Zaventem
- Names & denominations
- OLIVER'S FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 March 1997
- Peppol
- Active · Active since 3 Sept 2025
- Activities · NACE
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