Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE SEPULCHRE from Malmedy, company number BE0460071988, closed financial year 2025 with a result of € 14,634 after tax. For that financial year GARAGE SEPULCHRE recorded a gross margin of € 788,244 and equity of € 172,041. Compared with financial year 2024, the result moved from € 117,458 to € 14,634. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 172,041
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,634
▼ 88% vs 2024
Profit after tax over the fiscal year.
€ 184,760
▲ € 172,277 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 141,208.
People and assets in 2025
10.9
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 589,420
▲ 13% vs 2024
€ 54,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,801
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 792,265
▲ 51% vs 2024
€ 88,198 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1.4 million
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 115,754
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 733,400 | € 671,058 | € 834,876 | € 788,244 | ▼ 6% |
| Profit after taxes | € 70,522 | € -2,477 | € 117,458 | € 14,634 | ▼ 88% |
| Equity | € 324,054 | € 91,034 | € 157,949 | € 172,041 | ▲ 9% |
| Total debts | € 1,607,868 | € 2,123,365 | € 2,460,077 | € 2,337,714 | ▼ 5% |
| Cash | € 122,813 | € 47,115 | € 12,482 | € 184,760 | ▲ € 172,277 |
| Land & buildings | € 730,074 | € 692,414 | € 654,651 | € 668,791 | ▲ 2% |
| Retained profit | € 293,452 | € 59,116 | € 126,574 | € 141,208 | ▲ 12% |
| Dividend | € 0 | € 230,000 | € 50,000 | € 0 | ▼ 100% |
| Bank debt | € 456,506 | € 758,518 | € 525,417 | € 792,265 | ▲ 51% |
| Balance sheet total | € 2,031,949 | € 2,312,094 | € 2,713,289 | € 2,602,492 | ▼ 4% |
| Employees (FTE) | 10.7 | 9.9 | 10.4 | 10.9 | ▲ 0.5 |
Key figures of GARAGE SEPULCHRE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE SEPULCHRE?
What happened at GARAGE SEPULCHRE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,634 (▼ 88% vs 2024). Source: NBB ↗
- Jean-Pierre SEPULCHRE became a director. NBB
- Edgard SEPULCHRE became a director. NBB
- SNG INVEST SRL became a director. NBB
- New establishment in Malmedy. KBO
- Start of the company according to the CBE. KBO
In short
From € 70,522 profit in 2022 to € 14,634 profit in 2025.
Paid € 69,884 in corporate taxes since 2022.
Best year ever: 2024, with € 117,458 profit.
On average € 72,300 of value added per employee in 2025.
A new publication or filing at GARAGE SEPULCHRE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SNG Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GARAGE SEPULCHREBehind GARAGE SEPULCHRE are Jean-Pierre SEPULCHRE, Edgard SEPULCHRE and SNG INVEST SRL. The shares are held by SNG Invest (100%).
Directors
According to the 2025 annual accounts
since 2023
Edgard SEPULCHRE
Director
since 2023
Director · represented by Arnaud SEPULCHRE
Also active at: CONSTANT IMMO, SEPULCHRE VERVIERS
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Baugnez-Route de Waimes 99
4960 Malmedy
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
COMBELL-AS, BE
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0460.071.988
- VAT number
- BE 0460.071.988
- Registered office
- Baugnez-Route de Waimes 99, 4960 Malmedy
- Names & denominations
- GARAGE SEPULCHRE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 1997
- Peppol
- Active · Active since 8 Jul 2025
- Contact
- garage-sepulchre.be
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
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