Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAR & TRUCK MANAGEMENT from Nijlen, company number BE0460070604, closed financial year 2025 with a result of € -20,883 after tax. For that financial year CAR & TRUCK MANAGEMENT recorded a gross margin of € 52,872 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € -14,610 to € -20,883. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 10, 2026.
€ 1.5 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,883
▼ 43 % more loss than in 2024
Profit after tax over the fiscal year.
€ 34,029
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 916,404.
People and assets in 2025
€ 609
▲ € 972 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,234
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 186,257
▲ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,416
▼ 65% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 277,005 | € 24,749 | € 56,611 | € 52,872 | ▼ 7% |
| Profit after taxes | € 75,035 | € -96,633 | € -14,610 | € -20,883 | ▼ € 6,274 |
| Equity | € 1,679,130 | € 1,582,496 | € 1,567,887 | € 1,547,004 | ▼ 1% |
| Total debts | € 224,111 | € 365,599 | € 465,394 | € 516,093 | ▲ 11% |
| Cash | € 10,978 | € 23,870 | € 131,941 | € 34,029 | ▼ 74% |
| Retained profit | € 1,048,530 | € 951,896 | € 937,287 | € 916,404 | ▼ 2% |
| Dividend | € 3,500 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,903,241 | € 1,948,096 | € 2,033,281 | € 2,063,097 | ▲ 1% |
| Employees (FTE) | 1.7 | 0.7 | 0.1 | - |
Key figures of CAR & TRUCK MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CAR & TRUCK MANAGEMENT?
What happened at CAR & TRUCK MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,883. Source: NBB ↗
- Michelle Vandecruys became a director. NBB
- New establishment in Nijlen. KBO
- Start of the company according to the CBE. KBO
- Gunter Vandecruys became a director. NBB
In short
From € 75,035 profit in 2022 to € 20,883 loss in 2025.
Paid € 32,097 in corporate taxes since 2022.
Best year ever: 2022, with € 75,035 profit.
On average € 162,900 of value added per employee in 2022.
A new publication or filing at CAR & TRUCK MANAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CAR & TRUCK MANAGEMENT are Michelle Vandecruys and Gunter Vandecruys. It owns 99% of Immo VDC and 99% of Garage Vandecruys itself.
Directors
According to the 2025 annual accounts
Michelle Vandecruys
Director
since 2025
Gunter Vandecruys
Director
since 1997
Establishments
Establishment units
Physical locations of this company
Grote Steenweg 130
2560 Nijlen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.070.604
- VAT number
- BE 0460.070.604
- Registered office
- Grote Steenweg 130, 2560 Nijlen
- Names & denominations
- CAR & TRUCK MANAGEMENT · C.T.M.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 1997
- Peppol
- Active · Active since 13 Jan 2026
- Activities · NACE
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Verhuur van auto's
Groothandel in aanhangwagens, opleggers en caravans
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Handel in aanhangwagens, opleggers, caravans en dergelijke
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