Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 53.6 to 45.9.
Financials
Financial year 2025
CARPE DIEM from Namur, company number BE0460053083, closed financial year 2025 with a result of € 427,641 after tax. For that financial year CARPE DIEM recorded a gross margin of € 3.4 million and equity of € 4.2 million. Compared with financial year 2024, the result moved from € 522,633 to € 427,641. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 4.2 million
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 427,641
▼ 18% vs 2024
Profit after tax over the fiscal year.
€ 617,231
▲ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
45.9
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.8 million
▲ 6% vs 2024
€ 60,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,073
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▲ 137% vs 2024
€ 197,364 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 93,886
▲ 121% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 479,872
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,001,375 | € 3,201,836 | € 3,358,963 | € 3,442,124 | ▲ 2% |
| Profit after taxes | € 387,907 | € 457,968 | € 522,633 | € 427,641 | ▼ 18% |
| Equity | € 2,725,701 | € 3,132,613 | € 3,626,977 | € 4,186,093 | ▲ 15% |
| Total debts | € 1,719,769 | € 1,489,222 | € 1,228,565 | € 1,960,186 | ▲ 60% |
| Cash | € 815,981 | € 223,855 | € 328,849 | € 617,231 | ▲ 88% |
| Land & buildings | € 2,959,552 | € 2,856,186 | € 2,776,436 | € 2,644,170 | ▼ 5% |
| Retained profit | € 2,195,162 | € 2,653,131 | € 3,175,764 | € 3,603,405 | ▲ 13% |
| Bank debt | € 760,741 | € 633,828 | € 575,607 | € 1,366,401 | ▲ 137% |
| Balance sheet total | € 4,445,471 | € 4,621,835 | € 4,855,542 | € 6,146,279 | ▲ 27% |
| Employees (FTE) | 45.4 | 53.6 | 46.8 | 45.9 | ▼ 0.9 |
Key figures of CARPE DIEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARPE DIEM?
What happened at CARPE DIEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anne ANCIAUX stepped down as director. NBB
- Catelyne PAPA stepped down as director. NBB
- Michel GOFFINET stepped down as director. NBB
- Jean-Marie FURNEMONT stepped down as director. NBB
- Arnaud GUILLAUME stepped down as director. NBB
- Rémi PAQUOT stepped down as director. NBB
- Chantal RITS stepped down as director. NBB
- Laurent GRUSLIN stepped down as director. NBB
In short
From € 387,907 profit in 2022 to € 427,641 profit in 2025.
Paid € 1 in corporate taxes since 2022.
Best year ever: 2024, with € 522,633 profit.
On average € 75,000 of value added per employee in 2025.
A new publication or filing at CARPE DIEM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Anne ANCIAUX
Director
since 2024 · until 2028
Catelyne PAPA
Director
since 2024 · until 2028
Michel GOFFINET
Director
since 2024 · until 2028
Jean-Marie FURNEMONT
Director
since 2024 · until 2028
since 2024 · until 2028
Rémi PAQUOT
Director
since 2024 · until 2028
Chantal RITS
Director
since 2024 · until 2028
Laurent GRUSLIN
Director
since 2024 · until 2028
Malika BEN BRAHIM
Director
Also active at: Solidaris Santé de la Province de Namur - Reseau Solidaris, Réseau Solidaris Namur
since 2024 · until 2028
Establishments
Establishment units
Physical locations of this company
Rue du Plateau(JB) 11
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.053.083
- VAT number
- BE 0460.053.083
- Registered office
- Rue du Plateau(JB) 11, 5100 Namur
- Names & denominations
- CARPE DIEM
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 17 December 1996
- Peppol
- Active · Active since 6 Feb 2026
- Contact
- [email protected]
- Activities · NACE
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