Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Group Fidura Verzekeringen from Dendermonde, company number BE0459807021, closed financial year 2025 with a result of € 387,388 after tax. For that financial year Group Fidura Verzekeringen recorded a gross margin of € 1.3 million and equity of € 98,263. Compared with financial year 2024, the result moved from € 519,168 to € 387,388. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 98,263
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 387,388
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 52,817
▼ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 380,000 paid out
98 % of the profit went to the shareholders, mostly to Group Fidura Holding (100 % of the shares). That is where the money ends up.
People and assets in 2025
11.8
▲ 1.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 792,178
▲ 24% vs 2024
€ 67,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 102,469
▲ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 267,807
€ 61,369 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 34,650
▼ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 118,245
▼ 7% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 734,687 | € 1,152,477 | € 1,257,629 | € 1,289,755 | ▲ 3% |
| Profit after taxes | € 342,222 | € 414,944 | € 519,168 | € 387,388 | ▼ 25% |
| Equity | € 62,763 | € 77,706 | € 90,874 | € 98,263 | ▲ 8% |
| Total debts | € 622,857 | € 1,090,783 | € 1,305,218 | € 861,033 | ▼ 34% |
| Cash | € 64,580 | € 275,730 | € 325,942 | € 52,817 | ▼ 84% |
| Land & buildings | € 63,968 | € 53,301 | € 42,635 | € 31,968 | ▼ 25% |
| Retained profit | € 42,486 | € 57,430 | € 70,598 | € 77,986 | ▲ 10% |
| Dividend | € 340,000 | € 400,000 | € 506,000 | € 380,000 | ▼ 25% |
| Bank debt | € 81,785 | € 138,194 | € 267,911 | € 267,807 | |
| Balance sheet total | € 685,620 | € 1,168,489 | € 1,396,093 | € 959,296 | ▼ 31% |
| Employees (FTE) | 5 | 10.3 | 10.1 | 11.8 | ▲ 1.7 |
Key figures of Group Fidura Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Group Fidura Verzekeringen?
What happened at Group Fidura Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 387,388 (▼ 25% vs 2024). Source: NBB ↗
- New establishment in Lebbeke. KBO
- New establishment in Dendermonde. KBO
- Start of the company according to the CBE. KBO
In short
From € 342,222 profit in 2022 to € 387,388 profit in 2025.
Paid € 43,629 in corporate taxes since 2022.
Best year ever: 2024, with € 519,168 profit.
On average € 109,300 of value added per employee in 2025.
A new publication or filing at Group Fidura Verzekeringen? We notify you, reason included.
Follow Group Fidura VerzekeringenDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Group Fidura Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Group Fidura VerzekeringenBehind Group Fidura Verzekeringen are Primavera VOF, Assuflim VOF and Group Fidura Holding BV. The shares are held by Group Fidura Holding (100%).
Directors
According to the 2025 annual accounts
Director · represented by Katty Vangoidsenhoven
Director · represented by Luc Uytterstprot
Director · represented by Steven Uytterstprot
Also active at: Group Fidura Finance
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Noordlaan (DEN) 109
9200 Dendermonde
Kapellenstraat 45A
9280 Lebbeke
Active since 1 January 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
UPCLOUD, FI
Website info
Features
Security
Network
Details
- Company number
- 0459.807.021
- VAT number
- BE 0459.807.021
- Registered office
- Noordlaan (DEN) 109, 9200 Dendermonde
- Names & denominations
- Group Fidura Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 1997
- Peppol
- Active · Active since 12 Nov 2025
- Contact
- fidura.be [email protected] 052/411711
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten