Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bernard DESMET from Ath, company number BE0459803754, closed financial year 2025 with a result of € 4,770 after tax. For that financial year Bernard DESMET recorded a gross margin of € 49,666 and equity of € 938,457. Compared with financial year 2024, the result moved from € -9,092 to € 4,770. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 938,457
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,770
▲ still € 9,092 loss in 2024
Profit after tax over the fiscal year.
€ 15,434
▲ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 826,905.
People and assets in 2025
€ 784
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 10,584
▼ 21% vs 2024
€ 2,943 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,195
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,586
▲ 65% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,005 | € -23,102 | € 25,904 | € 49,666 | ▲ 92% |
| Profit after taxes | € -37,589 | € -54,453 | € -9,092 | € 4,770 | ▲ € 13,862 |
| Equity | € 997,232 | € 942,779 | € 933,687 | € 938,457 | ▲ 1% |
| Total debts | € 152,536 | € 203,320 | € 198,889 | € 170,342 | ▼ 14% |
| Cash | € 139,680 | € 1,966 | € 8,816 | € 15,434 | ▲ 75% |
| Land & buildings | € 1,170,952 | € 1,289,713 | € 1,277,931 | € 1,242,948 | ▼ 3% |
| Retained profit | € 885,680 | € 831,227 | € 822,135 | € 826,905 | ▲ 1% |
| Bank debt | € 0 | € 0 | € 13,407 | € 10,584 | ▼ 21% |
| Balance sheet total | € 1,384,151 | € 1,373,309 | € 1,352,488 | € 1,321,404 | ▼ 2% |
Key figures of Bernard DESMET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bernard DESMET?
What happened at Bernard DESMET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,770. Source: NBB ↗
- New establishment in Ath. KBO
- BERNARD DESMET became a director. NBB
- Start of the company according to the CBE. KBO
- FRANCINE SERMEUS became a director. NBB
In short
From € 37,589 loss in 2022 to € 4,770 profit in 2025.
Paid € 5,738 in corporate taxes since 2022.
Best year ever: 2025, with € 4,770 profit.
Management
Behind Bernard DESMET are BERNARD DESMET and FRANCINE SERMEUS.
Directors
According to the 2025 annual accounts
BERNARD DESMET
Director
since 1997
FRANCINE SERMEUS
Director
since 1997
Establishments
Establishment units
Physical locations of this company
Chemin de Stocq(Ost) 24
7804 Ath
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.803.754
- VAT number
- BE 0459.803.754
- Registered office
- Chemin de Stocq(Ost) 24, 7804 Ath
- Names & denominations
- Bernard DESMET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 1997
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
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