Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INVESTMAT from Tervuren, company number BE0459784255, closed financial year 2025 with a result of € 11,184 after tax. For that financial year INVESTMAT recorded a gross margin of € 50,028 and equity of € -110,773. Compared with financial year 2024, the result moved from € -13,752 to € 11,184. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ -110,773
▲ € 11,184 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,184
▲ still € 13,752 loss in 2024
Profit after tax over the fiscal year.
€ 11,184
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -129,365.
People and assets in 2025
€ 26,389
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 587,851
▲ 24% vs 2024
€ 21,856 is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
€ 651
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,622
▲ 170% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,441 | € 20,552 | € 25,281 | € 50,028 | ▲ 98% |
| Profit after taxes | € -17,065 | € -16,515 | € -13,752 | € 11,184 | ▲ € 24,937 |
| Equity | € -91,690 | € -108,205 | € -121,957 | € -110,773 | ▲ € 11,184 |
| Total debts | € 620,585 | € 638,141 | € 619,630 | € 596,185 | ▼ 4% |
| Cash | - | - | - | € 11,184 | |
| Land & buildings | € 500,408 | € 480,145 | € 459,881 | € 439,618 | ▼ 4% |
| Retained profit | € -110,282 | € -126,797 | € -140,549 | € -129,365 | ▲ € 11,184 |
| Bank debt | € 516,335 | € 493,114 | € 474,422 | € 587,851 | ▲ 24% |
| Balance sheet total | € 528,895 | € 529,936 | € 497,672 | € 485,412 | ▼ 2% |
Key figures of INVESTMAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVESTMAT?
What happened at INVESTMAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,184. Source: NBB ↗
- Dominique Matthys became a director. NBB
- Ann Vanderstraeten became a director. NBB
- New establishment in Tervuren. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,065 loss in 2022 to € 11,184 profit in 2025.
Paid € 629 in corporate taxes since 2022.
Best year ever: 2025, with € 11,184 profit.
Management
The stake of Allsign comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INVESTMATBehind INVESTMAT are Ann Vanderstraeten and Dominique Matthys. The shares are held by Allsign (100%).
Establishments
Establishment units
Physical locations of this company
Boslaan 21
3080 Tervuren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.784.255
- VAT number
- BE 0459.784.255
- Registered office
- Boslaan 21, 3080 Tervuren
- Names & denominations
- INVESTMAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 January 1997
- Peppol
- Active · Active since 10 Oct 2024
- Contact
- [email protected]
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen