What does OPIC & C° do?

OPIC & C° is an insurance broker in Kapellen. Private Limited, started on 30 December 1996, 1 establishment.

What is the address of OPIC & C°?

The registered office of OPIC & C° is located at Philippe Spethstraat 172, 2950 Kapellen.

Is OPIC & C° still active?

Yes. According to the CBE (31 October 2026) OPIC & C° is active, legal situation “Normale toestand”, started on 30 December 1996.

Is OPIC & C° registered on Peppol?

No, OPIC & C° is currently not registered on the Peppol network.

What is the enterprise number of OPIC & C°?

The enterprise number of OPIC & C° is BE0459671914.

When was OPIC & C° founded?

OPIC & C° was founded on 30 December 1996.

Who are the directors of OPIC & C°?

According to the 2025 annual accounts, the directors of OPIC & C° are: Michel Lievens.

Is OPIC & C° a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 December 1996; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did OPIC & C° make in 2025?

OPIC & C° posted a profit after taxes of € 28,317 in financial year 2025.

What is the revenue of OPIC & C°?

As a small company, OPIC & C° is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 111,725.

OPIC & C° (Private Limited) - Kapellen - BE0459671914

Dossier OPIC & C°, printed on 31 October 2026 from databakkes.be/en/0459671914/opic-c. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

OPIC & C° from Kapellen, company number BE0459671914, closed financial year 2025 with a result of € 28,317 after tax. For that financial year OPIC & C° recorded a gross margin of € 111,725 and equity of € 257,816. Compared with financial year 2024, the result moved from € 15,256 to € 28,317. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Growing

€ 257,816

▲ 12% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 28,317

▲ 86% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 158,104

▲ 42% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 251,619.

People and assets in 2025

Vehicles and equipment

€ 77,207

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 84,422

▼ 36% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 11,587

▲ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 33,851

▲ 38% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 75,536 Gross margin 2022: € 75,536 First fiscal year in the series	€ 81,127 Gross margin 2023: € 81,127 ▲ 7% vs 2022 (€ 75,536) Favourable step	€ 83,936 Gross margin 2024: € 83,936 ▲ 3% vs 2023 (€ 81,127) Favourable step	€ 111,725 Gross margin 2025: € 111,725 ▲ 33% vs 2024 (€ 83,936) Favourable step	▲ 33%
Profit after taxes	€ 20,319 Profit after taxes 2022: € 20,319 First fiscal year in the series	€ 11,799 Profit after taxes 2023: € 11,799 ▼ 42% vs 2022 (€ 20,319) Unfavourable step	€ 15,256 Profit after taxes 2024: € 15,256 ▲ 29% vs 2023 (€ 11,799) Favourable step	€ 28,317 Profit after taxes 2025: € 28,317 ▲ 86% vs 2024 (€ 15,256) Favourable step	▲ 86%
Equity	€ 202,444 Equity 2022: € 202,444 First fiscal year in the series	€ 214,243 Equity 2023: € 214,243 ▲ 6% vs 2022 (€ 202,444) Favourable step	€ 229,499 Equity 2024: € 229,499 ▲ 7% vs 2023 (€ 214,243) Favourable step	€ 257,816 Equity 2025: € 257,816 ▲ 12% vs 2024 (€ 229,499) Favourable step	▲ 12%
Total debts	€ 125,993 Total debts 2022: € 125,993 First fiscal year in the series	€ 88,651 Total debts 2023: € 88,651 ▼ 30% vs 2022 (€ 125,993) Favourable step	€ 165,544 Total debts 2024: € 165,544 ▲ 87% vs 2023 (€ 88,651) Unfavourable step	€ 129,860 Total debts 2025: € 129,860 ▼ 22% vs 2024 (€ 165,544) Favourable step	▼ 22%
Cash	€ 105,751 Cash 2022: € 105,751 First fiscal year in the series	€ 100,095 Cash 2023: € 100,095 ▼ 5% vs 2022 (€ 105,751) Unfavourable step	€ 111,183 Cash 2024: € 111,183 ▲ 11% vs 2023 (€ 100,095) Favourable step	€ 158,104 Cash 2025: € 158,104 ▲ 42% vs 2024 (€ 111,183) Favourable step	▲ 42%
Land & buildings	€ 81,054 Land & buildings 2022: € 81,054 First fiscal year in the series	€ 64,843 Land & buildings 2023: € 64,843 ▼ 20% vs 2022 (€ 81,054) Unchanged	€ 48,632 Land & buildings 2024: € 48,632 ▼ 25% vs 2023 (€ 64,843) Unchanged	€ 32,422 Land & buildings 2025: € 32,422 ▼ 33% vs 2024 (€ 48,632) Unchanged	▼ 33%
Retained profit	€ 196,246 Retained profit 2022: € 196,246 First fiscal year in the series	€ 208,046 Retained profit 2023: € 208,046 ▲ 6% vs 2022 (€ 196,246) Favourable step	€ 223,301 Retained profit 2024: € 223,301 ▲ 7% vs 2023 (€ 208,046) Favourable step	€ 251,619 Retained profit 2025: € 251,619 ▲ 13% vs 2024 (€ 223,301) Favourable step	▲ 13%
Dividend	€ 19,080 Dividend 2022: € 19,080 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 19,080) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 102,186 Bank debt 2022: € 102,186 First fiscal year in the series	€ 74,288 Bank debt 2023: € 74,288 ▼ 27% vs 2022 (€ 102,186) Favourable step	€ 131,545 Bank debt 2024: € 131,545 ▲ 77% vs 2023 (€ 74,288) Unfavourable step	€ 84,422 Bank debt 2025: € 84,422 ▼ 36% vs 2024 (€ 131,545) Favourable step	▼ 36%
Balance sheet total	€ 328,437 Balance sheet total 2022: € 328,437 First fiscal year in the series	€ 302,894 Balance sheet total 2023: € 302,894 ▼ 8% vs 2022 (€ 328,437) Unchanged	€ 395,043 Balance sheet total 2024: € 395,043 ▲ 30% vs 2023 (€ 302,894) Unchanged	€ 387,676 Balance sheet total 2025: € 387,676 ▼ 2% vs 2024 (€ 395,043) Unchanged	▼ 2%

Key figures of OPIC & C°, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to OPIC & C°?

What happened at OPIC & C° in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 28,317 (▲ 86% vs 2024). filed late Source: NBB ↗
Jan 21, 1997 New establishment in Kapellen. KBO
Dec 30, 1996 Start of the company according to the CBE. KBO

In short

From € 20,319 profit in 2022 to € 28,317 profit in 2025.

Paid € 58,405 in corporate taxes since 2022.

Best year ever: 2025, with € 28,317 profit.

Paid out € 19,080 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Michel Lievens

OPIC & C°

Behind OPIC & C° is Michel Lievens.

Directors

According to the 2025 annual accounts

Michel Lievens

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Philippe Spethstraat 172

2950 Kapellen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Alecco

€ 15,673 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0459.671.914
VAT number: BE 0459.671.914
Registered office: Philippe Spethstraat 172, 2950 Kapellen
Names & denominations: OPIC & C°
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 30 December 1996
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗