Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
Agent de banque et d'assurances VALLEE DE LA DYLE from Wavre, company number BE0459668845, closed financial year 2023 with a result of € 309,617 after tax. For that financial year Agent de banque et d'assurances VALLEE DE LA DYLE recorded a gross margin of € 3.2 million and equity of € 491,031. Compared with financial year 2022, the result moved from € 279,333 to € 309,617. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2024.
€ 491,031
▼ 13% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 309,617
▲ 11% vs 2022
Profit after tax over the fiscal year.
€ 258,876
▼ 25% vs 2022
Cash and bank balances on the last day of the fiscal year.
€ 211,057 paid out
68 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2023
36.2
▼ 2 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 2.6 million
€ 72,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,964
▼ 35% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 33,117
▲ 46% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 371,699
▼ 47% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 3,001,847 | € 3,030,232 | € 3,172,457 | ▲ 5% |
| Profit after taxes | € 119,108 | € 279,333 | € 309,617 | ▲ 11% |
| Equity | € 467,644 | € 563,094 | € 491,031 | ▼ 13% |
| Total debts | € 1,190,557 | € 870,138 | € 673,757 | ▼ 23% |
| Cash | - | € 345,760 | € 258,876 | ▼ 25% |
| Retained profit | € 395,894 | € 480,594 | € 414,911 | ▼ 14% |
| Dividend | € 90,584 | € 176,446 | € 211,057 | ▲ 20% |
| Bank debt | € 107,345 | € 0 | € 0 | |
| Balance sheet total | € 1,708,201 | € 1,433,232 | € 1,164,788 | ▼ 19% |
| Employees (FTE) | 37.5 | 38.2 | 36.2 | ▼ 2 |
Key figures of Agent de banque et d'assurances VALLEE DE LA DYLE, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to Agent de banque et d'assurances VALLEE DE LA DYLE?
What happened at Agent de banque et d'assurances VALLEE DE LA DYLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 309,617 (▲ 11% vs 2022). Source: NBB ↗
- New establishment in Perwez. KBO
- New establishment in Walhain. KBO
- New establishment in Wavre. KBO
- New establishment in Grez-Doiceau. KBO
- New establishment in Wavre. KBO
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- New establishment in Chaumont-Gistoux. KBO
In short
From € 119,108 profit in 2021 to € 309,617 profit in 2023.
Paid € 482,991 in corporate taxes since 2021.
Best year ever: 2023, with € 309,617 profit.
On average € 87,600 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Agent de banque et d'assurances VALLEE DE LA DYLE are Laurent de Wispelaere, Pierre Vanquaillie, Stéphane Wathelet, Julien Malburny, Bastien Lefebvre and Natalie Bogaert.
Directors
According to the 2023 annual accounts
Laurent de Wispelaere
Director
Pierre Vanquaillie
Director
Stéphane Wathelet
Director
Julien Malburny
Director
Bastien Lefebvre
Director
Natalie Bogaert
Director
Michaël Demey
Director
Establishments
Establishment units
Physical locations of this company
Place Alphonse Bosch 15
1300 Wavre
Parvis Saint Georges 1
1390 Grez-Doiceau
Active since 30 May 2001
Chaussée des Collines 48
1300 Wavre
Active since 30 May 2001
Boucle du Douaire 2
1340 Ottignies-Louvain-la-Neuve
Active since 30 May 2001
Chaussée de Huy 225
1325 Chaumont-Gistoux
Active since 30 May 2001
Chaussée de Wavre 201
1360 Perwez
Active since 1 January 2021
Chaussée de Namur(NSV) 46
1457 Walhain
Active since 1 January 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.668.845
- VAT number
- BE 0459.668.845
- Registered office
- Place Alphonse Bosch 15, 1300 Wavre
- Names & denominations
- Agent de banque et d'assurances VALLEE DE LA DYLE · CC VALLEE DE LA DYLE
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 30 December 1996
- Peppol
- Active · Active since 5 Feb 2026
- Activities · NACE
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