Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DEMARET PIERRE ASSURANCES from Waterloo, company number BE0459668548, closed financial year 2025 with a result of € -2,294 after tax. For that financial year DEMARET PIERRE ASSURANCES recorded a gross margin of € 46 and equity of € 19,528. Compared with financial year 2024, the result moved from € 14,603 to € -2,294. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 19,528
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,294
▼ still € 14,603 profit in 2024
Profit after tax over the fiscal year.
€ 17,746
▼ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 13,328.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,065
▲ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 412
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,703
▼ 61% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,588 | € 20,722 | € 23,977 | € 46 | ▼ € 23,931 |
| Profit after taxes | € 1,467 | € 12,742 | € 14,603 | € -2,294 | ▼ € 16,897 |
| Equity | € 19,477 | € 7,219 | € 21,822 | € 19,528 | ▼ 11% |
| Total debts | € 11,155 | € 36,608 | € 11,530 | € 5,615 | ▼ 51% |
| Cash | € 25,946 | € 41,151 | € 26,993 | € 17,746 | ▼ 34% |
| Retained profit | € 13,277 | € 1,019 | € 15,622 | € 13,328 | ▼ 15% |
| Dividend | € 0 | € 25,000 | € 0 | € 0 | |
| Balance sheet total | € 30,631 | € 43,827 | € 33,352 | € 25,143 | ▼ 25% |
Key figures of DEMARET PIERRE ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEMARET PIERRE ASSURANCES?
What happened at DEMARET PIERRE ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,294 (▼ € 16,897 vs 2024). Source: NBB ↗
- Pierre Demaret became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,467 profit in 2022 to € 2,294 loss in 2025.
Paid € 15,414 in corporate taxes since 2022.
Best year ever: 2024, with € 14,603 profit.
Paid out € 25,000 in dividends to the owners in total.
Management
Behind DEMARET PIERRE ASSURANCES is Pierre Demaret.
Directors
According to the 2025 annual accounts
Pierre Demaret
Director
since 1997
Establishments
Establishment units
Physical locations of this company
Rue Hugo (Victor) 168
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.668.548
- VAT number
- BE 0459.668.548
- Registered office
- Rue Hugo (Victor) 168, 1410 Waterloo
- Names & denominations
- DEMARET PIERRE ASSURANCES · DPA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1996
- Peppol
- Not registered