JOVE is an insurance broker in Tongeren-Borgloon. Private Limited, started on 18 December 1996, 1 establishment.

What is the address of JOVE?

The registered office of JOVE is located at Gilliswinhof 26, 3700 Tongeren-Borgloon.

Is JOVE still active?

Yes. According to the CBE (16 September 2026) JOVE is active, legal situation “Normale toestand”, started on 18 December 1996.

Is JOVE registered on Peppol?

Yes, JOVE is registered on the Peppol network with ID 0208:0459467917.

What is the enterprise number of JOVE?

The enterprise number of JOVE is BE0459467917.

When was JOVE founded?

JOVE was founded on 18 December 1996.

Who are the directors of JOVE?

According to the 2025 annual accounts, the directors of JOVE are: Veronique Coopmans, Jo Vanvinckenroye.

Is JOVE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 December 1996; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did JOVE make in 2025?

JOVE posted a profit after taxes of € 24,972 in financial year 2025.

What is the revenue of JOVE?

As a small company, JOVE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 58,421.

JOVE (Private Limited) - Tongeren-Borgloon - BE0459467917

Dossier JOVE, printed on 16 September 2026 from databakkes.be/en/0459467917/jove. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

JOVE from Tongeren-Borgloon, company number BE0459467917, closed financial year 2025 with a result of € 24,972 after tax. For that financial year JOVE recorded a gross margin of € 58,421 and equity of € 219,704. Compared with financial year 2024, the result moved from € 27,228 to € 24,972. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.

What it is worth Growing

€ 219,704

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 24,972

▼ 8% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 40,557

▼ 54% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 201,104.

People and assets in 2025

Vehicles and equipment

€ 14,744

▲ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 27,190

▼ 47% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 2,336

▼ 74% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 87,902 Gross margin 2022: € 87,902 First fiscal year in the series	€ 81,957 Gross margin 2023: € 81,957 ▼ 7% vs 2022 (€ 87,902) Unfavourable step	€ 60,269 Gross margin 2024: € 60,269 ▼ 26% vs 2023 (€ 81,957) Unfavourable step	€ 58,421 Gross margin 2025: € 58,421 ▼ 3% vs 2024 (€ 60,269) Unfavourable step	▼ 3%
Profit after taxes	€ 48,736 Profit after taxes 2022: € 48,736 First fiscal year in the series	€ -51,940 Profit after taxes 2023: € -51,940 ▼ € 100,676 vs 2022 (€ 48,736) Unfavourable step	€ 27,228 Profit after taxes 2024: € 27,228 ▲ € 79,168 vs 2023 (€ -51,940) Favourable step	€ 24,972 Profit after taxes 2025: € 24,972 ▼ 8% vs 2024 (€ 27,228) Unfavourable step	▼ 8%
Equity	€ 219,444 Equity 2022: € 219,444 First fiscal year in the series	€ 167,504 Equity 2023: € 167,504 ▼ 24% vs 2022 (€ 219,444) Unfavourable step	€ 194,732 Equity 2024: € 194,732 ▲ 16% vs 2023 (€ 167,504) Favourable step	€ 219,704 Equity 2025: € 219,704 ▲ 13% vs 2024 (€ 194,732) Favourable step	▲ 13%
Total debts	€ 7,564 Total debts 2022: € 7,564 First fiscal year in the series	€ 7,069 Total debts 2023: € 7,069 ▼ 7% vs 2022 (€ 7,564) Favourable step	€ 60,317 Total debts 2024: € 60,317 ▲ € 53,248 vs 2023 (€ 7,069) Unfavourable step	€ 29,558 Total debts 2025: € 29,558 ▼ 51% vs 2024 (€ 60,317) Favourable step	▼ 51%
Cash	€ 10,525 Cash 2022: € 10,525 First fiscal year in the series	€ 76,702 Cash 2023: € 76,702 ▲ € 66,177 vs 2022 (€ 10,525) Favourable step	€ 88,630 Cash 2024: € 88,630 ▲ 16% vs 2023 (€ 76,702) Favourable step	€ 40,557 Cash 2025: € 40,557 ▼ 54% vs 2024 (€ 88,630) Unfavourable step	▼ 54%
Land & buildings	€ 38,885 Land & buildings 2022: € 38,885 First fiscal year in the series	€ 33,326 Land & buildings 2023: € 33,326 ▼ 14% vs 2022 (€ 38,885) Unchanged	€ 28,002 Land & buildings 2024: € 28,002 ▼ 16% vs 2023 (€ 33,326) Unchanged	€ 22,679 Land & buildings 2025: € 22,679 ▼ 19% vs 2024 (€ 28,002) Unchanged	▼ 19%
Retained profit	€ 200,844 Retained profit 2022: € 200,844 First fiscal year in the series	€ 148,904 Retained profit 2023: € 148,904 ▼ 26% vs 2022 (€ 200,844) Unfavourable step	€ 176,132 Retained profit 2024: € 176,132 ▲ 18% vs 2023 (€ 148,904) Favourable step	€ 201,104 Retained profit 2025: € 201,104 ▲ 14% vs 2024 (€ 176,132) Favourable step	▲ 14%
Dividend	€ 10,816 Dividend 2022: € 10,816 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 10,816) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 227,009 Balance sheet total 2022: € 227,009 First fiscal year in the series	€ 174,573 Balance sheet total 2023: € 174,573 ▼ 23% vs 2022 (€ 227,009) Unchanged	€ 255,049 Balance sheet total 2024: € 255,049 ▲ 46% vs 2023 (€ 174,573) Unchanged	€ 249,262 Balance sheet total 2025: € 249,262 ▼ 2% vs 2024 (€ 255,049) Unchanged	▼ 2%

Key figures of JOVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to JOVE?

What happened at JOVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 25, 2026 New annual accounts for financial year 2025: profit of € 24,972 (▼ 8% vs 2024). Source: NBB ↗
Feb 13, 1997 New establishment in Tongeren-Borgloon. KBO
Dec 18, 1996 Start of the company according to the CBE. KBO

In short

From € 48,736 profit in 2022 to € 24,972 profit in 2025.

Paid € 63,294 in corporate taxes since 2022.

Best year ever: 2022, with € 48,736 profit.

Paid out € 10,816 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at JOVE? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Veronique Coopmans Jo Vanvinckenroye

JOVE PROJECTS

JOVE

Behind JOVE are Veronique Coopmans and Jo Vanvinckenroye. The same people are also behind JOVE PROJECTS.

See the full network in the app

Directors

According to the 2025 annual accounts

Veronique Coopmans

Director

Also active at: JOVE PROJECTS

Jo Vanvinckenroye

Director

Also active at: JOVE PROJECTS

Establishments

Establishment units

Physical locations of this company

Registered office

Gilliswinhof 26

3700 Tongeren-Borgloon

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0459.467.917

VAT number

BE 0459.467.917

Registered office

Gilliswinhof 26, 3700 Tongeren-Borgloon

Names & denominations

JOVE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

18 December 1996

Peppol

Active · Active since 1 Oct 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Vertaaldiensten en tolken

Activiteiten van vertalers

Vertalers en tolken

View on CBE Public ↗ Annual accounts (NBB) ↗

JOVE

Financials

What happened to JOVE?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions