Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
23 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
INVEST QUADRIFOGLIO from Schaarbeek, company number BE0459320041, closed financial year 2025 with a result of € -50,589 after tax. For that financial year INVEST QUADRIFOGLIO recorded a gross margin of € -31,068 and equity of € -74,325. Compared with financial year 2024, the result moved from € -7,514 to € -50,589. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -74,325
▼ € 50,589 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,589
▼ 573 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,387
▲ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -135,867.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 82,712
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,433 | € 791,214 | € -6,295 | € -31,068 | ▼ € 24,773 |
| Profit after taxes | € -78,578 | € 701,113 | € -7,514 | € -50,589 | ▼ € 43,075 |
| Equity | € -2,334 | € -16,222 | € -23,736 | € -74,325 | ▼ € 50,589 |
| Total debts | € 1,098,033 | € 98,364 | € 90,576 | € 82,712 | ▼ 9% |
| Cash | € 11,968 | € 10,687 | € 5,055 | € 8,387 | ▲ 66% |
| Land & buildings | € 981,963 | € 0 | - | - | |
| Retained profit | € -778,876 | € -77,764 | € -85,278 | € -135,867 | ▼ € 50,589 |
| Bank debt | € 421,734 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,095,699 | € 82,142 | € 66,840 | € 8,387 | ▼ 87% |
Key figures of INVEST QUADRIFOGLIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVEST QUADRIFOGLIO?
What happened at INVEST QUADRIFOGLIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- NATLAU SRL stepped down as director. NBB
- Carmelo Bardare stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 50,589. filed late Source: NBB ↗
- NATLAU SRL became a director. NBB
- Carmelo Bardare became a director. NBB
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 78,578 loss in 2022 to € 50,589 loss in 2025.
Best year ever: 2023, with € 701,113 profit.
A new publication or filing at INVEST QUADRIFOGLIO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of NATLAU comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INVEST QUADRIFOGLIOThe shares are held by NATLAU (66.8%).
Directors
According to the 2025 annual accounts
Director · represented by Carmelo Bardare
Also active at: ESSI, ASIST, IMMOBILIERE GOJIMMO, ACSAN CONSULTING BELGIUM, CAPYX, VIGA
since 2021 · until 2027
Carmelo Bardare
Managing director
since 2021 · until 2027
Shareholders
66.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Eugène Plaskysquare 92-94
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.
All companies at this address →Secrétariat de Jeunesses musicales International
€ 1.6 million revenue · 2024
FRANPIN Benelux
Serge PARENT
€ 37,063 gross margin · 2025
DRAVOLUX INT.
ASIST same network
€ 190,908 gross margin · 2025
+18 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0459.320.041
- VAT number
- BE 0459.320.041
- Registered office
- Eugène Plaskysquare 92-94, 1030 Schaarbeek
- Names & denominations
- INVEST QUADRIFOGLIO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 November 1996
- Peppol
- Not registered
- Contact
- coworking-plasky.be