Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PMV CONCEPT from Mons, company number BE0459297671, closed financial year 2025 with a result of € 4,092 after tax. For that financial year PMV CONCEPT recorded a gross margin of € 7,464 and equity of € -120,816. Compared with financial year 2024, the result moved from € -6,751 to € 4,092. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -120,816
▲ € 4,092 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,092
▲ still € 6,751 loss in 2024
Profit after tax over the fiscal year.
€ 1,195
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -144,026.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 500
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 99,500
Loans from banks and other lenders, long and short.
€ 11,117
▲ 118% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,847
▲ € 16,092 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,185 | € 60,037 | € 1,938 | € 7,464 | ▲ 285% |
| Profit after taxes | € -978 | € 52,435 | € -6,751 | € 4,092 | ▲ € 10,843 |
| Equity | € -170,592 | € -118,158 | € -124,908 | € -120,816 | ▲ € 4,092 |
| Total debts | € 206,050 | € 141,276 | € 140,682 | € 142,446 | ▲ 1% |
| Cash | € 8,560 | € 4,406 | € 3,147 | € 1,195 | ▼ 62% |
| Retained profit | € -191,692 | € -139,258 | € -148,118 | € -144,026 | ▲ € 4,092 |
| Bank debt | € 120,000 | € 99,500 | € 99,500 | € 99,500 | |
| Balance sheet total | € 35,458 | € 23,118 | € 15,774 | € 21,630 | ▲ 37% |
Key figures of PMV CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PMV CONCEPT?
What happened at PMV CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,092. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 978 loss in 2022 to € 4,092 profit in 2025.
Paid € 175 in corporate taxes since 2022.
Best year ever: 2023, with € 52,435 profit.
A new publication or filing at PMV CONCEPT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MONTI INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PMV CONCEPTBehind PMV CONCEPT is NICOLAS MONTIRONI. The shares are held by MONTI INVEST (100%).
Directors
According to the 2025 annual accounts
NICOLAS MONTIRONI
Director
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vieux chemin de Binche 487 box 6
7000 Mons
Rue de l'Infante Isabelle(H-A) 107 box 2
7110 La Louvière
Active since 18 December 1996
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.297.671
- VAT number
- BE 0459.297.671
- Registered office
- Vieux chemin de Binche 487 bus 6, 7000 Mons
- Names & denominations
- PMV CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 November 1996
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen
Vervaardiging van metalen constructiewerken en delen daarvan
Reparatie en onderhoud van consumentenelektronica
Overige gespecialiseerde bouwactiviteiten, neg
Detailhandel in huismeubilair
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Overige gespecialiseerde werkzaamheden in de bouw
+6